7656 Four Flags Rd, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 7656 Four Flags Rd, Laurel Hill, FL 32567

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,874 sqft · built 2020
Lot Size	2.38 acres (103,673 sqft)
Owner	Individual Name on Record
Last Sale	$334,000 (Dec 2021)
Tax Bill	$2,400 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-4271-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-4271-5`
Alternative APNs	`13-5N-23-0000-0011-0140` `005AB3CF`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,874 sqft Heated Area
Gross Area	2,793 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	103,673 sqft (2.38 acres)
Garage Type	Finished
Garage Area	484 sqft
Porch	Open Porch
Porch Area	245 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	7656 FOUR FLAGS RD
City	LAUREL HILL
State	FL
Zip	32567-8132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 29,30 FOUR FLAGS UREC N1/2 OF S1/2 OF SW1/4 OF NW1/4 OF SW1/4 LESS THE EAST 33 FT & LESS THE SOUTH 20 FT OF THE EAST 301
Legal Range	23
Legal Township	05N
Legal Section	13
Legal Subdivision	FOUR FLAGS ESTATES
Legal Lot Number	29,30,4 30
Jurisdiction	OKALOOSA FL
Township / Civil Division	LAUREL HILL
Census Block Group	1
Census Block	1094
Census Tract	20200

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7656 FOUR FLAGS RD, LAUREL HILL, FL 32567-8132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 7, 2020	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	3509682
Deed Book / Page	3590 / 3261
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 2, 2021
Property Address	7656 FOUR FLAGS RD, LAUREL HILL, FL 32567-8132
Document Number	0035903261
Book / Page	3590 / 3261
Instrument Date	Nov 24, 2021
Instrument	3509682
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,338.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 MARYLAN WAY, 513, CRESTVIEW, FL 32539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7656 FOUR FLAGS RD, LAUREL HILL, FL 32567-8132

Mortgage

Document Number	0035903262
Date	Dec 2, 2021
Instrument	3590/3262

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 7, 2020
Property Address	7656 FOUR FLAGS RD, LAUREL HILL, FL 32567-8132
Document Number	0035102381
Book / Page	3510 / 2381
Instrument Date	Dec 3, 2020
Instrument	3412943
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,036.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37846 PRAIRIE ROSE LOOP, 37846, ZEPHYRHILLS, FL 33542-2203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7656 FOUR FLAGS RD, LAUREL HILL, FL 32567-8132

Mortgage

Document Number	0035102382
Date	Dec 7, 2020
Instrument	3510/2382

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 8, 2017
Property Address	7656 FOUR FLAGS RD, LAUREL HILL, FL 32567-8132
Document Number	0032901407
Book / Page	003290 / 001407
Instrument Date	Apr 15, 2016
Instrument	3121804
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7453 TERRACE RIVER DR TEMPLE TERRACE FL 336377924, TEMPLE TERRACE, FL 33637-7924

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,400.00 (+5.91%) Homeowner's exemption	$275,288 (+5.99%)	$302,272 (+5.8%) Land $16,542 Building $285,730
2023	$2,266.00 (+2.44%) Additional exemption filed	$259,738 (+3%)	$285,705 (+8.67%) Land $14,054 Building $271,651
2022	$2,212.00 Homeowner's exemption	$252,173	$262,911 Land $13,134 Building $249,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1998–2009)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	10 / 1

May also be available: T-Mobile.

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