Hamilton County property record for 7692 Chance Dr, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,212 sqft · built 2013 |
| Lot Size | 0.371 acres (16,169 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,596,900 (May 2017) |
| Tax Bill | $7,522 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0010-0271-00 |
| Primary APN | 570-0010-0271-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,212 sqft Living Area |
| 1st Floor Area | 2,212 sqft |
| Basement Area | 2,212 sqft |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 16,169 sqft (0.371 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7692 CHANCE DR |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-8617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHANCE DR 0.3712 ACLOT 20 WHISPERINGFARMS SUB PHASE 2BLOCK A |
| Legal Subdivision | WHISPERING FARMS SUB |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 20 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20403 |
7692 Chance Dr is owned and occupied by two individuals who bought it in May 2017.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7692 CHANCE DR, CLEVES, OH 45002-8617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2020 | Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND |
| May 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2017 · Amount on File |
| Deed Sale | May 3, 2017 · Amount on File |
| Prior Sale | Jun 3, 2013 · Amount on File |
| Deed Document Number | 17-0039340 |
| Deed Book / Page | 013409 / 001065 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7692 CHANCE DR, CLEVES, OH 45002-8617 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000103058 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 14268/1609 |
| Instrument | 2020-0103058 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount on Record |
|---|---|
| Term | 59 Months |
| Due | Sep 28, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 3, 2017 |
| Property Address | 7692 CHANCE DR, CLEVES, OH 45002-8617 |
| Document Number | 0000039340 |
| Book / Page | 013409 / 001065 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 39340 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,079.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7692 CHANCE DR CLEVES OH 450028617, CLEVES, OH 45002-8617 |
| Document Number | 39248 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 013409/000542 |
| Instrument | 39248 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 2, 2027 |
The 2025 property tax bill for 7692 Chance Dr was $7,522, up 12.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,522.00 (+12.37%) | $140,896 (+%) Land $29,347 Building $111,549 | |
| 2024 | $6,694.00 (-0.07%) | $140,895 (-) Land $29,347 Building $111,548 | |
| 2023 | $6,699.00 (-12.21%) | $140,895 (+11.85%) Land $29,347 Building $111,548 | $402,560 Land $83,850 Building $318,710 |
| 2022 | $7,631.00 Homeowner's exemption | $125,965 Land $30,625 Building $95,340 | |
| 2020 | $359,900 Land $87,500 Building $272,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7692 Chance Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 22 (1989–2020) |
| Claims Outside the SFHA | 5 of 22 |
| Most Recent Claim | Mar 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7692 Chance Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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