Hamilton County property record for 7670 Chance Dr, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,893 sqft · built 2013 |
| Lot Size | 0.335 acres (14,606 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Nov 2019) |
| Tax Bill | $8,314 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0010-0272-00 |
| Primary APN | 570-0010-0272-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,893 sqft Living Area |
| 1st Floor Area | 1,907 sqft |
| 2nd Floor Area | 986 sqft |
| Basement Area | 1,889 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,606 sqft (0.335 acres) |
| Garage Type | Attached |
| Garage Area | 722 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7670 CHANCE DR |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-8617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHANCE DR 0.3353 ACLOT 33 WHISPERINGFARMS SUB PHASE 2BLOCK A |
| Legal Subdivision | WHISPERING FARMS SUB |
| Legal Phase | 2 |
| Legal Tract | C |
| Legal Block | A |
| Legal Lot Number | 33 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20403 |
7670 Chance Dr is owned and occupied by two individuals who bought it in November 2019.
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7670 CHANCE DR, CLEVES, OH 45002-8617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FSLA |
| Oct 12, 2021 | Deed of Trust, Mortgage CINCINNATI FSLA |
| Mar 9, 2022 | Transfer on Death Deed, Transfer |
| Nov 7, 2019 | Grant Deed, Transfer · Conventional Mortgage CINFED FCU |
| Nov 8, 2019 | Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on File |
| Deed Sale | Nov 8, 2019 · Amount on File |
| Prior Sale | Jun 26, 2013 · Amount on File |
| Deed Document Number | 2019-0098735 |
| Deed Book / Page | 14041 / 01943 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7670 CHANCE DR, CLEVES, OH 45002-8617 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000097114 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 14478/1284 |
| Instrument | 2021-0097114 |
| Name | CINCINNATI FSLA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7670 CHANCE DR, CLEVES, OH 45002-8617 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000123472 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 14521/1177 |
| Instrument | 2021-0123472 |
| Name | CINCINNATI FSLA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 5, 2041 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 9, 2022 |
| Property Address | 7670 CHANCE DR, CLEVES, OH 45002-8617 |
| Document Number | 0000025388 |
| Book / Page | 14620 / 1537 |
| Map Reference | MB 413 PG 29-31 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 2022-0025388 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7670 CHANCE DR, CLEVES, OH 45002-8617 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 7, 2019 |
| Property Address | 7670 CHANCE DR, CLEVES, OH 45002-8617 |
| Document Number | 0000098072 |
| Book / Page | 014040 / 002196 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 98072 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | PRO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7670 CHANCE DR CLEVES OH 450028617, CLEVES, OH 45002-8617 |
| Document Number | 98073 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 014040/002198 |
| Instrument | 98073 |
| Name | CINFED FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 8, 2019 |
| Property Address | 7670 CHANCE DR, CLEVES, OH 45002-8617 |
| Document Number | 0000098735 |
| Book / Page | 014041 / 001943 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 98735 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,740.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7670 CHANCE DR CLEVES OH 450028617, CLEVES, OH 45002-8617 |
| Document Number | 98736 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 014041/001945 |
| Instrument | 98736 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2049 |
The 2025 property tax bill for 7670 Chance Dr was $8,314, up 12.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,314.00 (+12.41%) | $156,030 (+%) Land $29,347 Building $126,683 | |
| 2024 | $7,396.00 (-0.09%) | $156,029 (-) Land $29,347 Building $126,682 | |
| 2023 | $7,403.00 (-19.48%) | $156,029 (+2.48%) Land $29,347 Building $126,682 | $445,800 Land $83,850 Building $361,950 |
| 2022 | $9,194.00 Homeowner's exemption | $152,250 Land $30,625 Building $121,625 | |
| 2020 | $435,000 Land $87,500 Building $347,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7670 Chance Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 22 (1989–2020) |
| Claims Outside the SFHA | 5 of 22 |
| Most Recent Claim | Mar 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7670 Chance Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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