7690 Joseph St, Willoughby, OH 44094 Property Records

Lake County property record for 7690 Joseph St, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 1920
Lot Size0.203 acres (8,882 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Jun 2017)
Tax Bill$7,315 (2023)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-A-006-C-00-004-0

Property Details

APN / Parcel Number

Primary APN20-A-006-C-00-004-0
Alternative APN
  • D 77

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area672 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Architectural StyleHistorical
Exterior MaterialAluminum/Vinyl
Lot Area8,882 sqft (0.203 acres)
Lot Dimensions148 ft deep x 60 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area225 sqft
Deck Area63 sqft
Patio Area187 sqft
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account NumberD 77
Street Address7690 JOSEPH ST
CityWILLOUGHBY
StateOH
Zip44094-9266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 30 TRACT 1
Legal SubdivisionMCFARLAND ALLOTMENT NO. 1
Legal Tract1
Legal Lot Number14
JurisdictionLAKE OH
Township / Civil DivisionKIRTLAND
Census Block Group1
Census Block1009
Census Tract203700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7690 JOSEPH ST, KIRTLAND, OH 44094-9266
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2017 · Amount on Record
Deed SaleJun 9, 2017 · Amount on Record
Prior SaleSep 26, 2005 · Amount on Record
Deed Document Number2117
Record UpdatedJun 7, 2026

June 2017: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAKE OH
Recording DateJun 9, 2017
Property Address7690 JOSEPH ST, KIRTLAND, OH 44094-9266
Document Number0000015112
Map ReferenceVOL D PG24
Instrument DateJun 9, 2017
Instrument2017R015112
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7690 JOSEPH ST, WILLOUGHBY, OH 44094-9266

Mortgage

Document Number0000015113
DateJun 9, 2017
Instrument2017R015113
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityKirtland City
Unified School DistrictKirtland Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,315.00 (+95.9%) Homeowner's exemption$69,860 (-) Land $13,000 Building $56,860
2022$3,734.00$69,860 Land $13,000 Building $56,860
2021$199,600 Land $37,130 Building $162,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - MENTOR
private · serves 74,500 people · EPA ID OH4301511
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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