Lake County property record for 7684 Joseph St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 912 sqft · built 1914 |
| Lot Size | 0.203 acres (8,882 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (May 2019) |
| Tax Bill | $4,083 (2023) |
| Deeds & Mortgages | May 2019 Sale & Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-A-006-C-00-005-0 |
| Primary APN | 20-A-006-C-00-005-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 8,882 sqft (0.203 acres) |
| Lot Dimensions | 148 ft deep x 60 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 336 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | D 78 |
|---|---|
| Street Address | 7684 JOSEPH ST |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-9266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 30 TRACT 1 |
| Legal Subdivision | MCFARLAND ALLOTMENT NO. 1 |
| Legal Tract | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | KIRTLAND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 203700 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7684 JOSEPH ST, KIRTLAND, OH 44094-9266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2019 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Feb 16, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Prior Sale | Feb 27, 2001 · Amount on Record |
| Deed Document Number | 444467 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 31, 2019 |
| Property Address | 7684 JOSEPH ST, KIRTLAND, OH 44094-9266 |
| Document Number | 0000012237 |
| Map Reference | VOL D PG 24 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019R012237 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | LAWYERS TTL AGCY OF CHARDON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7684 JOSEPH ST, WILLOUGHBY, OH 44094-9266 |
| Document Number | 0000012238 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 2019R012238 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 7684 JOSEPH ST, KIRTLAND, OH 44094-9266 |
| Document Number | 0000006506 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2017 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 7684 JOSEPH ST KIRTLAND OH 440949266, KIRTLAND, OH 44094-9266 |
| Document Number | 0000006506 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 6506 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 13, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Kirtland City |
| Unified School District | Kirtland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,083.00 (+99.46%) Homeowner's exemption | $38,990 (-) Land $13,000 Building $25,990 | |
| 2022 | $2,047.00 Homeowner's exemption | $38,990 Land $13,000 Building $25,990 | |
| 2021 | $111,390 Land $37,130 Building $74,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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