769 Twinning St, Naples, FL 34104 Property Records

Collier County property record for 769 Twinning St, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,846 sqft · built 2020
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$487,400 (Mar 2022)
Tax Bill	$4,324 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`393800 34B34`

Property Details

APN / Parcel Number

Primary APN	`393800 34B34`
Alternative APN	`48649000180`

Interior

Building Area	1,846 sqft Living Area
1st Floor Area	1,846 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	769 TWINNING ST
City	NAPLES
State	FL
Zip	34104-0887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HADLEY PLACE WEST LOT 3
Legal Range	26
Legal Township	49
Legal Section	34
Legal Subdivision	HADLEY PLACE WEST
Legal Block	2
Legal Lot Number	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2001
Census Tract	10511

Owner

769 Twinning St is owned and occupied by two individuals who bought it in March 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	769 TWINNING ST, NAPLES, FL 34104-0887
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 24, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Prior Sale	Jul 24, 2020 · Amount on File
Deed Document Number	20226227085
Deed Book / Page	6104 / 1135
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 29, 2022
Property Address	769 TWINNING ST, NAPLES, FL 34104-0887
Document Number	0061041135
Book / Page	6104 / 1135
Map Reference	MB 63 PG 20&21
Instrument Date	Mar 25, 2022
Instrument	6227085
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,411.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5010 HAWTHORN WOODS WAY, 5010, NAPLES, FL 34116-9056

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	769 TWINNING ST, NAPLES, FL 34104-0887

Mortgage

Document Number	0061041137
Date	Mar 29, 2022
Instrument	6104/1137

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 24, 2020
Property Address	769 TWINNING ST, NAPLES, FL 34104-0887
Document Number	0057921331
Book / Page	5792 / 1331
Map Reference	MB 63 PG 20&21
Instrument Date	Jul 22, 2020
Instrument	5898225
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	769 TWINNING ST, NAPLES, FL 34104-0887

Mortgage

Document Number	0057921332
Date	Jul 24, 2020
Instrument	5792/1332

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 769 Twinning St was $4,324 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,879 (+0.57%) Land $117,877 Building $305,002	$422,879 (+0.57%) Land $117,877 Building $305,002
2025	$4,324.00 Homeowner's exemption	$420,479 Land $112,433 Building $308,046	$420,479 Land $112,433 Building $308,046
2023	$4,289.00 (+8.75%) Homeowner's exemption	$424,626 (+41.38%)	$468,202 (+22.5%) Land $159,115 Building $309,087
2022	$3,944.00	$300,336	$382,204 Land $66,276 Building $315,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 769 Twinning St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 769 Twinning St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Summit Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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