769 Sandstone Rdg, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 769 Sandstone Rdg, Cold Spring, KY 41076

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,036 sqft · built 2011
Lot Size0.367 acres (15,987 sqft)
Owner2 Individual Names on Record
Last Sale$331,600 (Aug 2010)
Tax Bill$4,879 (2025)
Deeds & MortgagesJun 2021 Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN999-99-38-106.00

Property Details

APN / Parcel Number

Primary APN999-99-38-106.00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,036 sqft Living Area

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialCombination
Construction TypeBrick
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,987 sqft (0.367 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address769 SANDSTONE RDG
CityNEWPORT
StateKY
Zip41076-7156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRANITE SPRING SUB SEC 18 LOT 183 0.3671 AC
Legal SubdivisionGRANITE SPRING SUBD
Legal Phase18
Legal Lot Number183
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2009
Census Tract53301

Owner

Source: Campbell County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address769 SANDSTONE RDG, NEWPORT, KY 41076-7156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Feb 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2010 · Amount on Record
Deed SaleAug 31, 2010 · Amount on Record
Prior SaleJun 11, 2010 · Amount on Record
Deed Document Number201008 31 019 00053
Deed Book / Page731 / 819
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address769 SANDSTONE RDG, COLD SPRING, KY 41076-7156
Transaction TypeMortgage
Record UpdatedAug 9, 2022
Title CompanyTHIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005134463
DateJun 22, 2021
Book PageM2292/880
Instrument5134463
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address769 SANDSTONE RDG, COLD SPRING, KY 41076-7156
Transaction TypeMortgage
Record UpdatedAug 9, 2022
Title CompanyTHIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005148450
DateFeb 14, 2022
Book PageM2330/475
Instrument5148450
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2037

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityCold Spring City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,879.00 (+0.99%)$402,600 (-) Land $75,000 Building $327,600$402,600 (-) Land $75,000 Building $327,600
2023$4,831.00 (+12.48%)$402,600 (+17.17%) Land $75,000 Building $327,600$402,600 (+17.17%) Land $75,000 Building $327,600
2022$4,295.00$343,600 Land $40,000 Building $303,600$343,600 Land $40,000 Building $303,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimMay 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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