Campbell County property record for 764 Sandstone Rdg, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2,808 sqft · built 2011 |
| Lot Size | 0.317 acres (13,809 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,900 (Aug 2019) |
| Tax Bill | $5,526 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-38-114.00 |
| Primary APN | 999-99-38-114.00 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,808 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Combination |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,809 sqft (0.317 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 764 SANDSTONE RDG |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-7155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANITE SPRING SUB SEC 18 LOT 204 0.3171 AC |
| Legal Subdivision | GRANITE SPRING SUBD |
| Legal Phase | 18 |
| Legal Lot Number | 204 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 53301 |
Source: Campbell County assessment roll, APN 999-99-38-114.00, as of March 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 764 SANDSTONE RDG, NEWPORT, KY 41076-7155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 19, 2019 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on Record |
| Deed Sale | Aug 19, 2019 · Amount on Record |
| Prior Sale | Aug 29, 2018 · Amount on Record |
| Deed Document Number | 20195096010 |
| Deed Book / Page | 805 / 424 |
| Prior Transfer Date | Nov 04, 2011 |
| Prior Transfer Doc | 0001900234 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 764 SANDSTONE RDG, COLD SPRING, KY 41076-7155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0005087164 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | M2170/777 |
| Instrument | 5087164 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 764 SANDSTONE RDG, COLD SPRING, KY 41076-7155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005119951 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | M2251/15 |
| Instrument | 5119951 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 19, 2019 |
| Property Address | 764 SANDSTONE RDG, COLD SPRING, KY 41076-7155 |
| Document Number | 0005096010 |
| Book / Page | D805 / 424 |
| Map Reference | CAB E SL 556A&556B |
| Instrument Date | Aug 09, 2019 |
| Instrument | 5096010 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | KENTUCKY LAND TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1502 QUARTER HORSE CIR, 1502, LOVELAND, OH 45140-2067 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 764 SANDSTONE RDG, COLD SPRING, KY 41076-7155 |
| Document Number | 0005096011 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 5096011 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 29, 2018 |
| Property Address | 764 SANDSTONE RDG, COLD SPRING, KY 41076-7155 |
| Document Number | 0005079986 |
| Book / Page | D797 / 203 |
| Map Reference | CAB E SL 556A&556B |
| Instrument Date | Aug 18, 2018 |
| Instrument | 5079986 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | BRB TRUST TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 S GRAND AVE, 504, FORT THOMAS, KY 41075-2123 |
| Name | Verified Name |
|---|---|
| Address | 764 SANDSTONE RDG, COLD SPRING, KY 41076-7155 |
| Document Number | 0005079987 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 5079987 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Campbell County assessment roll as of March 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,526.00 (+0.99%) | $456,000 (-) Land $75,000 Building $381,000 | $456,000 (-) Land $75,000 Building $381,000 |
| 2023 | $5,472.00 (+9.48%) | $456,000 (+14.03%) Land $75,000 Building $381,000 | $456,000 (+14.03%) Land $75,000 Building $381,000 |
| 2022 | $4,998.00 | $399,900 Land $59,147 Building $340,753 | $399,900 Land $59,147 Building $340,753 |
Source: FEMA National Flood Hazard Layer, Campbell County (21037C), as of August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370533012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 108 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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