769 Royle Rd, Ladson, SC 29456 Property Records

Berkeley County property record for 769 Royle Rd, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	2,326 sqft
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,002 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-09-02-006`

Property Details

APN / Parcel Number

Primary APN	`233-09-02-006`

Interior

Stories	1 Story
Building Area	2,326 sqft Finished Area
Gross Area	4,337 sqft
1st Floor Area	2,326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	56,628 sqft (1.3 acres)
Garage Area	900 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	731 sqft
Storage Building	60 sqft

Location & Zoning

Street Address	769 ROYLE RD
City	LADSON
State	SC
Zip	29456-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 454PINE VISTA SUBD
Legal Subdivision	ROYAL ROAD AREA & PINEVISTA
Legal Block	A
Legal Lot Number	5 B
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	1
Census Block	1007
Census Tract	20714

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	769 ROYLE RD, LADSON, SC 29456-3026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jun 9, 2017	Deed of Trust, Mortgage · VA Mortgage IFREEDOM DIRECT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 17, 2026
Transfer Doc	0000026997
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 27, 2026
Property Address	769 ROYLE RD, LADSON, SC 29456-3026
Document Number	0000026997
Book / Page	5658 / 613
Instrument Date	Jul 17, 2026
Instrument	202626997
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	769 ROYLE RD, LADSON, SC 29456-3026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	769 ROYLE RD, LADSON, SC 29456-3026
Transaction Type	Mortgage
Record Updated	Jan 3, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03468/0883
Date	Aug 19, 2020
Book Page	3468/883
Instrument	2020031332

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jul 1, 2045

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	769 ROYLE RD, LADSON, SC 29456-3026
Document Number	2490/0261
Book / Page	002490 / 000261
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	769 ROYLE RD LADSON SC 294563026, LADSON, SC 29456-3026

Mortgage

Document Number	2490/0261
Date	Jun 16, 2017
Book Page	002490/000261
Instrument	21479

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,925 (+2,4%) Land $48,410 Building $192,515	$342,400 (-) Land $68,800 Building $273,600
2025	$1,002.00 (+4.48%)	$9,637 (-) Land $1,936 Building $7,701	$342,400 (-) Land $68,800 Building $273,600
2024	$959.00 (+3.23%) Homeowner's exemption	$9,637 (+15%) Land $1,936 Building $7,701	$342,400 (+63.44%) Land $68,800 Building $273,600
2022	$929.00 Homeowner's exemption	$8,380 Land $2,752 Building $5,628	$209,500 Land $68,800 Building $140,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, WOW Internet, Cable & Phone.

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