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769 Orange Belt Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 769 Orange Belt Loop, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,912 sqft · built 2018
Lot Size0.121 acres (5,250 sqft)
Owner2 Individual Names on File
Last Sale$409,800 (Jun 2018)
Tax Bill$4,288 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-22-27-3445-00-660

Property Details

APN / Parcel Number

Primary APN14-22-27-3445-00-660
Alternative APNs
  • 272214344500660
  • 113553
  • 114201
  • 115488

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,912 sqft Living Area
Gross Area2,850 sqft
1st Floor Area1,912 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,250 sqft (0.121 acres)
Garage TypeAttached
Garage Area420 sqft
PorchSlab
Porch Area518 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address769 ORANGE BELT LOOP
CityWINTER GARDEN
StateFL
Zip34787-3189
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionHERITAGE AT PLANT STREET 95/149 LOT 66
Legal Range27E
Legal Township22S
Legal Section14
Legal SubdivisionHERITAGE AT PLANT ST
Legal Lot Number66
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1029
Census Tract17401

Owner

769 Orange Belt Loop is owned and occupied by two individuals who bought it in June 2018.

Source: Orange County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address769 ORANGE BELT LOOP, WINTER GARDEN, FL 34787-3189
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2018 · Amount on File
Deed SaleJun 29, 2018 · Amount on File
Deed Document Number2018389476
Record UpdatedJun 8, 2026

June 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateJun 29, 2018
Property Address769 ORANGE BELT LOOP, WINTER GARDEN, FL 34787-3189
Document Number0000389476
Instrument DateJun 28, 2018
Instrument389476
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 2, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,868.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address769 ORANGE BELT LOOP WINTER GARDEN FL 34787, WINTER GARDEN, FL 34787

Mortgage

Document Number389477
DateJun 29, 2018
Instrument389477
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 769 Orange Belt Loop was $4,288, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$311,914 (+2.7%)$550,920 (-1.11%) Land $130,000 Building $420,920
2025$4,288.00 (+5.3%) Homeowner's exemption$303,714$557,120 Land $130,000 Building $427,120
2024$4,072.00 (+3.77%)
2023$3,924.00 (+3.13%) Homeowner's exemption$286,558 (+3%)$506,039 (+25.77%) Land $130,000 Building $376,039
2022$3,805.00 Homeowner's exemption$278,212$402,339 Land $115,000 Building $287,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 769 Orange Belt Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 769 Orange Belt Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink, Hotwire Communications, Verizon.

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