764 Orange Belt Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 764 Orange Belt Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 2018
Lot Size	0.126 acres (5,498 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Mar 2023)
Tax Bill	$7,955 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-22-27-3445-00-790`

Property Details

APN / Parcel Number

Primary APN	`14-22-27-3445-00-790`
Alternative APNs	`272214344500790` `113569` `114218` `115503`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	2,582 sqft
1st Floor Area	1,860 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,498 sqft (0.126 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	764 ORANGE BELT LOOP
City	WINTER GARDEN
State	FL
Zip	34787-3188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HERITAGE AT PLANT STREET 95/149 LOT 79
Legal Range	27E
Legal Township	22S
Legal Section	14
Legal Subdivision	HERITAGE AT PLANT ST
Legal Lot Number	79
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1024
Census Tract	17401

Owner

764 Orange Belt Loop is owned and occupied by two individuals who bought it in March 2023.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	764 ORANGE BELT LOOP, WINTER GARDEN, FL 34787-3188
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAP MTG
Nov 1, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Prior Sale	Nov 1, 2018 · Amount on File
Deed Document Number	2023117858
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 1, 2023
Property Address	764 ORANGE BELT LOOP, WINTER GARDEN, FL 34787-3188
Document Number	0000117858
Map Reference	MB 95 PG 149-153
Instrument Date	Feb 24, 2023
Instrument	20230117858
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	TITLE ONE FLORIDA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 MAIN ST, PEMBROKE, NH 03275-1226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 ORANGE BELT LOOP, WINTER GARDEN, FL 34787-3188

Mortgage

Document Number	0000117859
Date	Mar 1, 2023
Instrument	20230117859

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	764 ORANGE BELT LOOP, WINTER GARDEN, FL 34787-3188
Document Number	0000640196
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	764 ORANGE BELT LOOP WINTER GARDEN FL 347873188, WINTER GARDEN, FL 34787-3188

Mortgage

Document Number	0000640196
Date	Oct 14, 2019
Instrument	640196

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2049

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 1, 2018
Property Address	764 ORANGE BELT LOOP, WINTER GARDEN, FL 34787-3188
Document Number	0000642877
Instrument Date	Oct 26, 2018
Instrument	642877
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2019
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,820.09
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	764 ORANGE BELT LOOP WINTER GARDEN FL 347873188, WINTER GARDEN, FL 34787-3188

Mortgage

Document Number	642878
Date	Nov 1, 2018
Instrument	642878

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	3 EASTON OVAL # 340, COLUMBUS, OH 43219-6011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 764 Orange Belt Loop was $7,955, up 5.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$532,130 (-0.31%) Land $130,000 Building $402,130	$532,130 (-1.1%) Land $130,000 Building $402,130
2025	$7,955.00 (+5.46%) Homeowner's exemption	$533,767	$538,050 Land $130,000 Building $408,050
2024	$7,543.00 (+57.74%)
2023	$4,782.00 (+3.02%) Homeowner's exemption	$340,502 (+3%)	$488,338 (+25.6%) Land $130,000 Building $358,338
2022	$4,642.00 Homeowner's exemption	$330,584	$388,815 Land $115,000 Building $273,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 764 Orange Belt Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 764 Orange Belt Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Hotwire Communications, Verizon.

Nearby Properties on Orange Belt Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures