769 Main St, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 769 Main St, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,036 sqft · built 1900
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Mar 2021)
Tax Bill	$5,821 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARW M:41 P:S8`

Property Details

APN / Parcel Number

Primary APN	`HARW M:41 P:S8`
Alternative APNs	`M:00041 B:S008 L:000` `4361`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,036 sqft Living Area
Gross Area	5,117 sqft
1st Floor Area	1,838 sqft
Basement Area	966 sqft
Unfinished Basement	966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,420 sqft (1.41 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4361
Street Address	769 MAIN ST
City	HARWICH
State	MA
Zip	02645-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	1
Census Block	1016
Census Tract	11200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Harwich Historic District listed 1975 · 44 contributing resources · NRIS 75000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	769 MAIN ST, HARWICH, MA 02645-2756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage MAIN STREET BK (GA)
Mar 4, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MAIN STREET BANK (MA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Jun 25, 2010 · Amount on Record
Deed Document Number	202115314
Deed Book / Page	33859 / 71
Prior Transfer Date	Mar 2, 2021
Prior Transfer Doc	0033859-71
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Recording Date	May 29, 2026
Property Address	769 MAIN ST, HARWICH, MA 02645-2756
Document Number	037650-209
Book / Page	37650 / 209
Instrument Date	May 28, 2026
Instrument	202621026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	769 MAIN ST, HARWICH, MA 02645-2756

Mortgage

Document Number	0000021026,
Date	May 29, 2026
Book Page	37650/209
Instrument	202621026

Lender

Name	MAIN STREET BK (GA)

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YARMOUTH MA
Recording Date	Mar 4, 2021
Property Address	769 MAIN ST, HARWICH, MA 02645-2756
Document Number	33859-71
Book / Page	33859 / 71
Instrument Date	Mar 2, 2021
Instrument	15314
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CARRIAGE LN, BARNSTABLE, MA 02630-1542

Mortgage

Document Number	0033859-75
Date	Mar 4, 2021
Book Page	33859/75
Instrument	15315

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,821.00 (+2.99%)	$984,900 (+5.08%) Land $272,200 Building $712,700	$821,085
2024	$5,652.00 (+4.74%)	$937,300 (+15.33%) Land $256,700 Building $680,600
2023	$5,396.00	$812,700 Land $233,400 Building $579,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 10 condo units
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: OpenCape.

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