751 Main St, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 751 Main St, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,406 sqft · built 1987
Lot Size	0.573 acres (24,940 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (Mar 2024)
Tax Bill	$6,490 (2025)
Deeds & Mortgages	May 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARW M:41 P:S1-3`

Property Details

APN / Parcel Number

Primary APN	`HARW M:41 P:S1-3`
Alternative APNs	`M:00041 B:S001 L:003` `7874`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,406 sqft Living Area
Gross Area	6,790 sqft
1st Floor Area	2,074 sqft
Basement Area	2,074 sqft
Unfinished Basement	2,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	24,940 sqft (0.573 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7874
Street Address	751 MAIN ST
City	HARWICH
State	MA
Zip	02645-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	1
Census Block	1016
Census Tract	11200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Harwich Historic District listed 1975 · 44 contributing resources · NRIS 75000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

751 Main St is owned by two individuals who bought it in March 2024.

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2050 SEVILLA WAY, NAPLES, FL 34109-7112
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Mar 15, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on File
Deed Sale	Mar 15, 2024 · Amount on File
Prior Sale	Nov 27, 1985 · Amount on File
Deed Document Number	20249607
Deed Book / Page	36264 / 293
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	751 MAIN ST, HARWICH, MA 02645-2756
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	036953-314
Date	May 1, 2025
Book Page	36953/314
Instrument	17089

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	May 1, 2035
Index	Other
Margin	3

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Mar 15, 2024
Property Address	751 MAIN ST, HARWICH, MA 02645-2756
Document Number	036264-293
Book / Page	36264 / 293
Instrument Date	Mar 15, 2024
Instrument	9607
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2050 SEVILLA WAY, NAPLES, FL 34109-7112

Mortgage

Document Number	0000009608
Date	Mar 15, 2024
Instrument	9608

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	751 MAIN ST, HARWICH, MA 02645-2756
Document Number	30643-254
Book / Page	030643 / 000254
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30643-254
Date	Jul 21, 2017
Book Page	030643/000254
Instrument	36664

Lender

Name	EASTERN BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 751 Main St was $6,490, up 3.8% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,490.00 (+3.84%)	$1,098,200 (+5.95%) Land $221,200 Building $877,000	$1,154,915
2024	$6,250.00 (+4.15%)	$1,036,500 (+14.7%) Land $208,700 Building $827,800
2023	$6,001.00	$903,700 Land $189,700 Building $714,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 751 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 10 condo units
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 751 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: OpenCape.

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