769 Channel Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 769 Channel Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,480 sqft · built 2015
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$949,000 (Jul 2025)
Tax Bill	$14,245 (2026)
Deeds & Mortgages	Feb 2023 Transfer Feb 2023 Sale & Mortgage + 6 more
Flood Zone	Zone X (reduced by levee)
APN	`213-400-050-000`

Property Details

APN / Parcel Number

Primary APN	`213-400-050-000`
Alternative APN	`213-400-05`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,480 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	213-400-05
Street Address	769 CHANNEL DR
City	LATHROP
State	CA
Zip	95330-8546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-FM PT OF 213-310-13/RM 42-4
Legal Subdivision	RIVER ISLANDS VILLAGE C3
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1090
Census Tract	5214

Owner

769 Channel Dr is owned by an individual who bought it in July 2025.

Source: San Joaquin County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2575 FERN VALLEY RD, CHULA VISTA, CA 91915-1561
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC
Feb 14, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 13, 2020	Grant Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
Jun 16, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST SAVINGS BANK
Dec 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2025 · Amount on File
Deed Sale	Jul 23, 2025 · Amount on File
Prior Sale	Feb 14, 2023 · Amount on File
Deed Document Number	202561664
Prior Transfer Date	Jul 16, 2025
Prior Transfer Doc	0000061665
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 14, 2023
Property Address	769 CHANNEL DR, LATHROP, CA 95330-8546
Document Number	0000011450
Map Reference	MB 42 PG 4
Instrument Date	Feb 10, 2023
Instrument	2023-011450
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	769 CHANNEL DR, LATHROP, CA 95330-8546

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 14, 2023
Property Address	769 CHANNEL DR, LATHROP, CA 95330-8546
Document Number	0000011451
Map Reference	MB 42 PG 4
Instrument Date	Feb 10, 2023
Instrument	2023-011451
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	769 CHANNEL DR, LATHROP, CA 95330-8546

Mortgage

Document Number	0000011452
Date	Feb 14, 2023
Instrument	2023-011452

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	769 CHANNEL DR, LATHROP, CA 95330-8546
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	769 CHANNEL DR, LATHROP, CA 95330-8546

Mortgage

Document Number	0000089947
Date	Jul 26, 2022
Instrument	2022-089947

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	769 CHANNEL DR, LATHROP, CA 95330-8546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	769 CHANNEL DR, LATHROP, CA 95330-8546

Mortgage

Document Number	0000128969
Date	Nov 26, 2018
Instrument	2018-128969

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 13, 2020
Property Address	769 CHANNEL DR, LATHROP, CA 95330-8546
Document Number	0000136574
Map Reference	DOC 2014-031342
Instrument Date	Oct 8, 2020
Instrument	2020-136574
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	769 CHANNEL DR, LATHROP, CA 95330-8546

Mortgage

Document Number	0000136575
Date	Oct 13, 2020
Instrument	2020-136575

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 16, 2020
Property Address	769 CHANNEL DR, LATHROP, CA 95330-8546
Document Number	0000070598
Instrument Date	Jun 1, 2020
Instrument	70598
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	769 CHANNEL DR LATHROP CA 953308546, LATHROP, CA 95330-8546

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 16, 2020
Property Address	769 CHANNEL DR, LATHROP, CA 95330-8546
Document Number	0000070596
Map Reference	MB 42 PG 4
Instrument Date	Jun 1, 2020
Instrument	2020-070596
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	769 CHANNEL DR, LATHROP, CA 95330-8546

Mortgage

Document Number	0000070597
Date	Jun 16, 2020
Instrument	2020-070597

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 3, 2018
Property Address	769 CHANNEL DR, LATHROP, CA 95330-8546
Document Number	0000132054
Instrument Date	Nov 9, 2018
Instrument	132054
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	769 CHANNEL DR LATHROP CA 953308546, LATHROP, CA 95330-8546

Tax Assessment & Valuation

The 2026 property tax bill for 769 Channel Dr was $14,245, up 1.2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,245.00 (+1.22%)	$915,900 (+1.19%) Land $270,000 Building $645,900
2025	$14,073.00	$905,148 Land $156,060 Building $749,088
2023	$12,519.00 (+1.99%)	$780,300 Land $124,848 Building $655,452	$767,880
2022	$12,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 769 Channel Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 769 Channel Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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