7686 Cuss Fork Rd, Wilmer, AL 36587 Property Records

Mobile County property record for 7686 Cuss Fork Rd, Wilmer, AL 36587

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,766 sqft · built 2013
Lot Size	12.8 acres (561,488 sqft)
Owner	2 Individual Names on File
Last Sale	$647,900 (Jul 2026)
Tax Bill	$1,953 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R021709300000001016`

Property Details

APN / Parcel Number

Primary APN	`R021709300000001016`
Alternative APNs	`17 09 30 0 000 001.016` `04007281` `4007281`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,766 sqft Living Area
1st Floor Area	2,871 sqft
Upper Floors Area	1,790 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	561,488 sqft (12.8 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	725 sqft
Utility Building	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4007281
Street Address	7686 CUSS FORK RD
City	WILMER
State	AL
Zip	36587-9497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 TREETOP ESTATES MBK 45 PG 22 LESS AND EXCEPT THE FOLLOWING: BEGINNING 200.54 FT SOUTH OF THE NORTHEAST CORNER OF SAID
Legal Range	02S
Legal Township	02S
Legal Section	30
Legal Subdivision	TREETOP ESTATES
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	1
Census Block	1008
Census Tract	6201

Owner

7686 Cuss Fork Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7686 CUSS FORK RD, WILMER, AL 36587-9497
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · VA Mortgage HOME MORTGAGE CORPORATION
Jul 31, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 31, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 23, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Jul 31, 2026 · Amount on File
Deed Document Number	202646638
Prior Transfer Date	Mar 2, 2012
Prior Transfer Doc	0000013187
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 31, 2026
Property Address	7686 CUSS FORK RD, WILMER, AL 36587-9497
Document Number	0000046638
Instrument Date	Jul 29, 2026
Instrument	202646638
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,437.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7686 CUSS FORK RD, WILMER, AL 36587-9497

Mortgage

Document Number	0000046639,
Date	Jul 31, 2026
Instrument	202646639

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 31, 2026
Property Address	7686 CUSS FORK RD, WILMER, AL 36587-9497
Document Number	0000046637
Instrument Date	Jul 27, 2026
Instrument	202646637
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$353.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 N FIR ST, SEARCY, AR 72143-5218

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 31, 2026
Property Address	7686 CUSS FORK RD, WILMER, AL 36587-9497
Document Number	0000046636
Instrument Date	Jul 27, 2026
Instrument	202646636
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$252.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7655 CUSS FORK RD, WILMER, AL 36587-9497

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 23, 2021
Property Address	7686 CUSS FORK RD, WILMER, AL 36587-9497
Document Number	0000025652
Map Reference	MB 45 PG 22
Instrument Date	Mar 22, 2021
Instrument	2021025652
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7686 CURS FORK ROAD, WILMER, AL 36587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7686 CUSS FORK RD, WILMER, AL 36587-9497

Tax Assessment & Valuation

The 2025 property tax bill for 7686 Cuss Fork Rd was $1,953 with a homeowner's exemption, up 17.5% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,953.00 (+17.51%) Homeowner's exemption	$40,600 (+17.31%) Land $8,740 Building $31,860	$406,000 (+17.31%) Land $87,400 Building $318,600
2024	$1,662.00 (+1.53%) Homeowner's exemption	$34,610 (+1.44%) Land $8,260 Building $26,350	$346,100 (+1.44%) Land $82,600 Building $263,500
2023	$1,637.00 (-51.34%) Homeowner's exemption	$34,120 (-0.15%) Land $7,260 Building $26,860	$341,200 (-0.15%) Land $72,600 Building $268,600
2022	$3,364.00	$34,170 Land $7,010 Building $27,160	$341,700 Land $70,100 Building $271,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7686 Cuss Fork Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7686 Cuss Fork Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 94% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ALABAMA UTILITIES WATER SYSTEM serves 39,249 people · EPA ID AL0000967
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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