7655 Cuss Fork Rd, Wilmer, AL 36587 Property Records

Mobile County property record for 7655 Cuss Fork Rd, Wilmer, AL 36587

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 1993
Lot Size	2.04 acres (88,862 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (Mar 2024)
Tax Bill	$775 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R021709300000001002`

Property Details

APN / Parcel Number

Primary APN	`R021709300000001002`
Alternative APNs	`17 09 30 0 000 001.002` `02233461` `2233461`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	1,676 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	88,862 sqft (2.04 acres)
Garage Type	Mixed
Garage Area	816 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	326 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2233461
Street Address	7655 CUSS FORK RD
City	WILMER
State	AL
Zip	36587-9497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PORTION OF LOT 2 TREETOP ESTATES MBK 45 PG 22 DESCRIBED AS FOLLOWS: BEGINNING 200.54 FT SOUTH OF THE NORTHEAST CORNER OF
Legal Range	02S
Legal Township	02S
Legal Section	30
Legal Subdivision	TREETOP ESTATES
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	1
Census Block	1008
Census Tract	6201

Owner

7655 Cuss Fork Rd is owned and occupied by an individual who bought it in March 2024.

Source: Mobile County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	7655 CUSS FORK RD, WILMER, AL 36587-9497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · VA Mortgage HOME MORTGAGE CORPORATION
Mar 18, 2024	Deed, Transfer
Apr 14, 2020	Deed of Trust, Mortgage PNC BK
Jul 9, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Jul 9, 2018 · Amount on File
Deed Document Number	202415715
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Jul 31, 2026
Property Address	7655 CUSS FORK RD, WILMER, AL 36587-9497
Document Number	0000046639
Instrument Date	Jul 29, 2026
Instrument	202646639
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2258 FERNWOOD LOOP E, SEMMES, AL 36575-7391

Mortgage

Document Number	0000046639,
Date	Jul 31, 2026
Instrument	202646639

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 18, 2024
Property Address	7655 CUSS FORK RD, WILMER, AL 36587-9497
Document Number	0000015715
Instrument Date	Feb 2, 2024
Instrument	2024015715
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7655 CUSS FORK RD, WILMER, AL 36587-9497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7655 CUSS FORK RD, WILMER, AL 36587-9497

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	7655 CUSS FORK RD, WILMER, AL 36587-9497
Document Number	0000025818
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7655 CUSS FORK RD WILMER AL 365879497, WILMER, AL 36587-9497

Mortgage

Document Number	0000025818
Date	May 1, 2020
Instrument	25818

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Amount	Amount on Record
Term	336 Months
Due	Apr 30, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 9, 2018
Property Address	7655 CUSS FORK RD, WILMER, AL 36587-9497
Document Number	0000039063
Book / Page	007656 / 000968
Instrument Date	Jul 3, 2018
Instrument	39063
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7655 CUSS FORK RD WILMER AL 365879497, WILMER, AL 36587-9497

Mortgage

Document Number	39064
Date	Jul 9, 2018
Book Page	007656/000970
Instrument	39064

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7655 Cuss Fork Rd was $775 with a homeowner's exemption, up 2% from the year before.

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$775.00 (+1.97%) Homeowner's exemption	$16,340 (+1.87%) Land $2,380 Building $13,960	$163,400 (+1.87%) Land $23,800 Building $139,600
2024	$760.00 (+11.44%) Homeowner's exemption	$16,040 (+11.31%) Land $2,400 Building $13,640	$160,400 (+11.31%) Land $24,000 Building $136,400
2023	$682.00 Homeowner's exemption	$14,410 Land $2,590 Building $11,820	$144,100 Land $25,900 Building $118,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7655 Cuss Fork Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7655 Cuss Fork Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 94% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ALABAMA UTILITIES WATER SYSTEM serves 39,249 people · EPA ID AL0000967
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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