7684 Riverwatch Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 7684 Riverwatch Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Lot Size	2.32 acres (101,495 sqft)
Owner	Individual Name on Record
Last Sale	$56,000 (Apr 2023)
Tax Bill	$3,057 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42494`

Property Details

APN / Parcel Number

Primary APN	`42494`

Exterior

Lot Area	101,495 sqft (2.32 acres)

Location & Zoning

Street Address	7684 RIVERWATCH DR
City	GLOUCESTER
State	VA
Zip	23061-2583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	RIVERWATCH SUBD SEC FOUR LOT 14
Legal Subdivision	RIVERWATCH
Legal Lot Number	14
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2006
Census Tract	100201

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC
Apr 28, 2023	Warranty Deed, Transfer · ARM CHESAPEAKE BANK
Dec 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Apr 28, 2023 · Amount on Record
Deed Document Number	0230001603
Last Transfer Date	Dec 2, 2024
Transfer Doc	0240004585
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7684 RIVERWATCH DR, GLOUCESTER, VA 23061-2583
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7684 RIVERWATCH DR, GLOUCESTER, VA 23061-2583

Mortgage

Document Number	0260000736
Date	Feb 20, 2026
Instrument	260000736

Lender

Name	CAPITAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Mar 1, 2044

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 28, 2023
Property Address	RIVERWATCH DR, GLOUCESTER, VA 23061
Document Number	0230001603
Instrument Date	Apr 27, 2023
Instrument	230001603
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12212 RENWICK PL, GLEN ALLEN, VA 23059-6929

Mortgage

Document Number	0230001604
Date	Apr 28, 2023
Instrument	230001604

Lender

Name	CHESAPEAKE BANK

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	3 Years

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 2, 2021
Property Address	RIVERWATCH DR, GLOUCESTER, VA 23061
Document Number	0210008498
Instrument Date	Nov 30, 2021
Instrument	210008498
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6529 MILPA ALTA RD NE, RIO RANCHO, NM 87144-5633

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,057.00 (+93.48%)	$497,910 (+83.69%) Land $64,320 Building $433,590	$497,910 (+83.69%) Land $64,320 Building $433,590
2024	$1,580.00 (+512.4%)	$271,060 (+511.6%) Land $64,320 Building $206,740	$271,060 (+511.6%) Land $64,320 Building $206,740
2023	$258.00	$44,320 Land $44,320	$44,320 Land $44,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	19 (1999–2023)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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