7608 Riverwatch Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 7608 Riverwatch Dr, Gloucester, VA 23061 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on File
Last Sale	$58,950 (May 2010)
Tax Bill	$3,116 (2025)
Deeds & Mortgages	May 2018 Construction Loan Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`42497`

Property Details

APN / Parcel Number

Primary APN	`42497`

Exterior

Lot Area	117,612 sqft (2.7 acres)

Location & Zoning

Street Address	7608 RIVERWATCH DR
City	GLOUCESTER
State	VA
Zip	23061-2583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERWATCH SUBD SEC FOUR LOT 17
Legal Subdivision	RIVERWATCH
Legal Lot Number	17
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2006
Census Tract	100201

Owner

Source: Gloucester County records · APN 42497

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7608 RIVERWATCH DR, GLOUCESTER, VA 23061-2583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Deed of Trust, Mortgage · Construction Mortgage CHESAPEAKE BANK
Oct 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 2010 · Amount on Record
Deed Sale	May 27, 2010 · Amount on Record
Deed Document Number	ID 1002381
Record Updated	Jun 08, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7608 RIVERWATCH DR, GLOUCESTER, VA 23061-2583
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180002035
Date	May 11, 2018
Instrument	180002035

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7608 RIVERWATCH DR, GLOUCESTER, VA 23061-2583
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200006026
Date	Oct 28, 2020
Instrument	200006026

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,116.00 (+5.31%)	$507,560 (-) Land $65,530 Building $442,030	$507,560 (-) Land $65,530 Building $442,030
2024	$2,959.00	$507,560 (-) Land $65,530 Building $442,030	$507,560 (-) Land $65,530 Building $442,030
2023	$2,959.00 (+7.37%)	$507,560 (+33.48%) Land $65,530 Building $442,030	$507,560 (+33.48%) Land $65,530 Building $442,030
2022	$2,756.00	$380,240 Land $50,200 Building $330,040	$380,240 Land $50,200 Building $330,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731002012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	19 (1999–2023)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2023, river or lake flooding
Claims By Storm	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 11 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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