768 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 768 Ridge Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,756 sqft · built 1975
Owner	Individual Name on File
Last Sale	$256,000 (Feb 2022)
Tax Bill	$2,172 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56W050001502`

Property Details

APN / Parcel Number

Primary APN	`56W050001502`
Alternative APNs	`030704` `30704`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,756 sqft Adjusted Area
1st Floor Area	1,878 sqft
2nd Floor Area	524 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	030704
Street Address	768 RIDGE RD
City	COLUMBUS
State	MS
Zip	39705-5341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 NE4 768 RIDGE RD 11A
Legal Range	18W
Legal Township	18S
Legal Section	03
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	1
Census Block	1041
Census Tract	301

Owner

768 Ridge Rd is owned and occupied by an individual who bought it in February 2022.

Source: Lowndes County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	768 RIDGE RD, COLUMBUS, MS 39705-5341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · FHA Mortgage BANCORPSOUTH BANK
Feb 23, 2022	Warranty Deed, Transfer
Oct 12, 2018	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Deed Document Number	0020221318
Deed Book / Page	2022 / 1318
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	768 RIDGE RD, COLUMBUS, MS 39705-5341
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020218323
Date	Mar 24, 2021
Book Page	2021/8323

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2050

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Feb 23, 2022
Property Address	768 RIDGE RD, COLUMBUS, MS 39705-5341
Document Number	0020221318
Book / Page	2022 / 1318
Instrument Date	Jun 4, 2020
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	768 RIDGE RD, COLUMBUS, MS 39705-5341

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LOWNDES MS
Property Address	768 RIDGE RD, COLUMBUS, MS 39705-5341
Document Number	0020184795
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22856 CUDJOE DR SUMMERLAND KEY FL 330424214, SUMMERLAND KEY, FL 33042-4214

Mortgage

Document Number	0020184795
Date	Nov 26, 2018
Book Page	002018/024795

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 768 Ridge Rd was $2,172 with a homeowner's exemption, up 1.4% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,172.00 (+1.4%) Homeowner's exemption	$15,136	$151,360 Land $25,000 Building $126,360
2024	$2,142.00 (+12.8%)
2023	$1,899.00 Homeowner's exemption	$13,449	$134,490 Land $25,000 Building $109,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 768 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 768 Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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