Lowndes County property record for 1012 Ridge Rd, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,574 sqft · built 1950 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,724 (Apr 2024) |
| Tax Bill | $2,070 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Apr 2024 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47W240002900 |
| Primary APN | 47W240002900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,574 sqft Adjusted Area |
| 1st Floor Area | 1,072 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Utility Building | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1012 RIDGE RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-3219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 SE4 1012 RIDGE RD |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 34 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 301 |
Source: Lowndes County records · APN 47W240002900
Assessment roll updated October 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1527 HICKORY LN, COLUMBUS, MS 39705-1511 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF VERNON |
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF VERNON |
| Apr 22, 2024 | Intrafamily Transfer, Transfer · Line of Credit BANK OF VERNON |
| Jan 08, 2020 | Deed of Trust, Mortgage CITIZENS NAT'L BK |
| Dec 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 11, 2017 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NAT'L BK |
| Sep 01, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on Record |
| Deed Sale | Apr 22, 2024 · Amount on Record |
| Prior Sale | Sep 01, 2017 |
| Deed Book / Page | 2024 / 2898 |
| Prior Transfer Date | Oct 19, 2017 |
| Prior Transfer Doc | 0020177521 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1012 RIDGE RD, COLUMBUS, MS 39705-3219 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020258310 |
|---|---|
| Date | Apr 24, 2025 |
| Book Page | 2025/8310 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Mar 28, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1012 RIDGE RD, COLUMBUS, MS 39705-3219 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020247398 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 2024/7398 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 19, 2025 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Apr 22, 2024 |
| Property Address | 1012 RIDGE RD, COLUMBUS, MS 39705-3219 |
| Document Number | 0020242898 |
| Book / Page | 2024 / 2898 |
| Instrument Date | Apr 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1527 HICKORY LN, COLUMBUS, MS 39705-1511 |
| Investor | Possibly a Property Investor |
| Document Number | 0020247398 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 2024/7398 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 19, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1012 RIDGE RD, COLUMBUS, MS 39705-3219 |
| Document Number | 0020200865 |
| Instrument Date | Jan 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 325 COLUMBUS MS 397030325, COLUMBUS, MS 39703-0325 |
| Document Number | 0020200865 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 002020/000865 |
| Name | CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39705 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 14, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 30, 2019 |
| Property Address | 1012 RIDGE RD, COLUMBUS, MS 39705-3219 |
| Document Number | 0020199479 |
| Book / Page | 002019 / 009479 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 325 COLUMBUS MS 397030325, COLUMBUS, MS 39703-0325 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 20, 2017 |
| Property Address | 1012 RIDGE RD, COLUMBUS, MS 39705-3219 |
| Document Number | 0020177521 |
| Book / Page | 002017 / 007521 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 MAIN ST COLUMBUS MS 397014548, COLUMBUS, MS 39701-4548 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1012 RIDGE RD, COLUMBUS, MS 39705-3219 |
| Document Number | 0020174236 |
| Book / Page | 002017 / 024236 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2017 |
| Name | Verified Name |
|---|---|
| Address | 420 MAIN ST COLUMBUS MS 397014548, COLUMBUS, MS 39701-4548 |
| Document Number | 0020174236 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 002017/024236 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205-0291 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 29, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Sep 01, 2017 |
| Property Address | 1012 RIDGE RD, COLUMBUS, MS 39705-3219 |
| Document Number | 0020176158 |
| Book / Page | 002017 / 006158 |
| Instrument Date | Sep 01, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 GREENBRIAR DR COLUMBUS MS 397051438, COLUMBUS, MS 39705-1438 |
Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,070.00 (+85.98%) | $12,677 (+108.5%) | $84,510 (+108.51%) Land $15,000 Building $69,510 |
| 2024 | $1,113.00 (+11.97%) | ||
| 2023 | $994.00 | $6,080 | $40,530 Land $15,000 Building $25,530 |
Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870003011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 36 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| Telapex Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: 4-County Fiber.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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