St. Johns County property record for 768 Pearl St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,152 sqft · built 1995 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Jul 2019) |
| Tax Bill | $1,631 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jan 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 115520-0000 |
| Primary APN | 115520-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 130 ft deep x 92 ft wide |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 16 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 768 PEARL ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-0797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 6/6 LEWIS SUBDIVISION LOTS 6 & 7 BLK 2 OR4764/1432 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | LEWIS SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 6,7 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21002 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 768 PEARL ST, SAINT AUGUSTINE, FL 32084-0797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jan 23, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| May 15, 2025 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Aug 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jan 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage IBERIABANK |
| Jul 24, 2019 | Warranty Deed, Transfer · FHA Mortgage IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on Record |
| Deed Sale | Jul 24, 2019 · Amount on Record |
| Prior Sale | Dec 31, 2015 · Amount on Record |
| Deed Document Number | 201953325 |
| Deed Book / Page | 4764 / 1432 |
| Prior Transfer Date | Nov 13, 2008 |
| Prior Transfer Doc | 0031421527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 768 PEARL ST, SAINT AUGUSTINE, FL 32084-0797 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 768 PEARL ST, SAINT AUGUSTINE, FL 32084-0797 |
| Document Number | 0056731800 |
|---|---|
| Date | Dec 2, 2022 |
| Book Page | 5673/1800 |
| Instrument | 2022109341 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 768 PEARL ST, SAINT AUGUSTINE, FL 32084-0797 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 768 PEARL ST, ST AUGUSTINE, FL 32084-0797 |
| Document Number | 0058890824 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 5889/824 |
| Instrument | 2024005455 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 768 PEARL ST, SAINT AUGUSTINE, FL 32084-0797 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 768 PEARL ST, ST AUGUSTINE, FL 32084-0797 |
| Document Number | 0061490488 |
|---|---|
| Date | May 15, 2025 |
| Book Page | 6149/488 |
| Instrument | 2025038199 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 768 PEARL ST, SAINT AUGUSTINE, FL 32084-0797 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 768 PEARL ST, ST AUGUSTINE, FL 32084-0797 |
| Document Number | 0060000824 |
|---|---|
| Date | Aug 8, 2024 |
| Book Page | 6000/824 |
| Instrument | 2024062697 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 768 PEARL ST, SAINT AUGUSTINE, FL 32084-0797 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048640045 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 4864/0045 |
| Instrument | 2020002282 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 24, 2019 |
| Property Address | 768 PEARL ST, SAINT AUGUSTINE, FL 32084-0797 |
| Document Number | 0047641432 |
| Book / Page | 4764 / 1432 |
| Map Reference | MB 6 PG 6 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 2019053325 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 768 PEARL ST, 768, SAINT AUGUSTINE, FL 32084-0797 |
| Name | Verified Name |
|---|---|
| Address | 768 PEARL ST, SAINT AUGUSTINE, FL 32084-0797 |
| Document Number | 0047641434 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 4764/1434 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,358 (+2.7%) | $231,338 (+2.51%) Land $60,000 Building $171,338 | |
| 2025 | $1,631.00 (+16.09%) Homeowner's exemption | $134,721 (+2.9%) | $225,680 (-2.63%) Land $60,000 Building $165,680 |
| 2024 | $1,405.00 (+2.41%) Homeowner's exemption | $130,924 (+3%) | $231,765 (+6.65%) Land $60,996 Building $170,769 |
| 2023 | $1,372.00 (+4.26%) Homeowner's exemption | $127,111 (+3%) | $217,308 (+13.42%) Land $49,548 Building $167,760 |
| 2022 | $1,316.00 Homeowner's exemption | $123,409 | $191,597 Land $34,158 Building $157,439 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 15 (1989–2020) |
| Claims Outside the SFHA | 12 of 15 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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