740 Pearl St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 740 Pearl St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,452 sqft · built 1987
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$11,800 (Jul 2005)
Tax Bill	$765 (2025)
Deeds & Mortgages	Jul 2017 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114770-0001`

Property Details

APN / Parcel Number

Primary APN	`114770-0001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	1,596 sqft
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Porch	Finished Screened Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	740 PEARL ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	1-1 DANCY TRACT LOT 3 BLK 59 (EX E50FT) OR920/1360 &2258/11(Q/C) &2490/1442(Q/C)
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	NEW AUGUSTINE
Legal Block	59
Legal Lot Number	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	21002

Owner

740 Pearl St is owned and occupied by two individuals who bought it in July 2005.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	740 PEARL ST, SAINT AUGUSTINE, FL 32084-3332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2005 · Amount on File
Deed Sale	Jul 21, 2005 · Amount on File
Deed Document Number	200558618
Deed Book / Page	2490 / 1442
Prior Transfer Date	May 18, 2005
Prior Transfer Doc	0024901442
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	740 PEARL ST, SAINT AUGUSTINE, FL 32084-3332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044050052
Date	Jul 17, 2017
Book Page	4405/0052
Instrument	2017048854

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 740 Pearl St was $765 with a homeowner's exemption, up 20.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,613 (+2.7%)	$296,652 (+7.96%) Land $90,000 Building $206,652
2025	$765.00 (+20.09%) Homeowner's exemption	$64,862 (+2.9%)	$274,790 (+2.33%) Land $90,000 Building $184,790
2024	$637.00 (+0.63%) Homeowner's exemption	$63,034 (+3%)	$268,524 (+2.09%) Land $87,750 Building $180,774
2023	$633.00 (+3.94%) Homeowner's exemption	$61,198 (+3%)	$263,015 (-2.45%) Land $83,538 Building $179,477
2022	$609.00 Homeowner's exemption	$59,416	$269,629 Land $83,538 Building $186,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 740 Pearl St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Pearl St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20