768 E Thomas St, Summerville, SC 29485 Property Records

Charleston County property record for 768 E Thomas St, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,416 sqft · built 1955
Lot Size	9.05 acres (394,218 sqft)
Owner	Individual Name on Record
Last Sale	$490,945 (Jan 2026)
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Reverse Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`385-02-00-021`

Property Details

APN / Parcel Number

Primary APN	`385-02-00-021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	1,480 sqft
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	394,218 sqft (9.05 acres)
Terrain	High

Exterior Amenities

Porch	Slab
Porch Area	118 sqft
Shed	1 Shed
Shed Area	252 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	768 E THOMAS ST
City	SUMMERVILLE
State	SC
Zip	29485-7234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -NEAR LINCOLNVILLE DESCRIPTION -PT PARCEL 2 RESIDUAL
Legal Subdivision	NEAR LINCOLNVILLE
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	2
Census Block	2014
Census Tract	3106

Owner

Source: Charleston County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	229 SEELE ST, SUMMERVILLE, SC 29485-7371
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · VA Mortgage DHI MORTGAGE COMPANY
May 12, 2026	Deed of Trust, Mortgage · Reverse Mortgage NEW AMERICAN FUNDING
May 12, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
May 3, 2024	Warranty Deed, Transfer
Feb 9, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 19, 2022	Limited Warranty Deed, Transfer · Stand-Alone First Mortgage D R HORTON INC
Aug 19, 2022	Correction Deed NOT AVAILABLE, HARVEY & VALLINI LLC
Aug 19, 2022	Limited Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 19, 2022	Quit Claim Deed, Transfer Quitclaim
May 3, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 4, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 4, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Jan 2, 2026 · Amount on Record
Deed Book / Page	1366 / 326
Prior Transfer Date	Oct 31, 2024
Prior Transfer Doc	0012770868
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Jun 1, 2026
Property Address	768 E THOMAS ST, SUMMERVILLE, SC 29485-7234
Document Number	0000033782
Book / Page	1392 / 785
Instrument Date	May 29, 2026
Instrument	202633782
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 REINHARDT BLVD, GEORGETOWN, TX 78626-2964

Mortgage

Document Number	0000033782,
Date	Jun 1, 2026
Book Page	1392/785
Instrument	202633782

Lender

Name	DHI MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	May 12, 2026
Property Address	768 E THOMAS ST, SUMMERVILLE, SC 29485-7234
Document Number	1388000651
Book / Page	1388 / 651
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1388000651,
Date	May 12, 2026
Book Page	1388/651

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	818 Months
Due	Jul 16, 2094

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	May 12, 2026
Property Address	768 E THOMAS ST, SUMMERVILLE, SC 29485-7234
Document Number	1388000652
Book / Page	1388 / 652
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1388000652,
Date	May 12, 2026
Book Page	1388/652

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	818 Months
Due	Jul 16, 2094

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 3, 2024
Property Address	768 E THOMAS ST, LADSON, SC 29485-7234
Document Number	0012420712
Book / Page	1242 / 712
Map Reference	MB L24 PG 130-132
Instrument Date	Apr 29, 2024
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount Recorded
Tax	$11,671.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2057 WAMBAW CREEK RD, CAINHOY, SC 29492-9300

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	768 E THOMAS ST, LADSON, SC 29485-7234
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 FALL MOUNTAIN RD, ASHEVILLE, NC 28803-9508

Mortgage

Document Number	0011630005
Date	Feb 9, 2023
Book Page	1163/5

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CARY, NC 27513

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 19, 2022
Property Address	768 E THOMAS ST, LADSON, SC 29485-7234
Document Number	0011320404
Book / Page	1132 / 404
Map Reference	MB DE PG 410
Instrument Date	Aug 17, 2022
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,340.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WALDEN RIDGE DR STE 300, 300, ASHEVILLE, NC 28803-6602

Mortgage

Document Number	0001132405
Date	Aug 19, 2022
Instrument	1132/405

Lender

Name	D R HORTON INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 19, 2022
Property Address	768 E THOMAS ST, LADSON, SC 29485-7234
Document Number	0011320400
Book / Page	1132 / 400
Map Reference	MB DE PG 410
Instrument Date	Aug 15, 2022
Record Updated	Jul 18, 2023
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	736 E THOMAS ST, SUMMERVILLE, SC 29485-7234

August 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 19, 2022
Property Address	768 E THOMAS ST, LADSON, SC 29485-7234
Document Number	0011320401
Book / Page	1132 / 401
Map Reference	MB DE PG 410
Instrument Date	Aug 13, 2022
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$1,664.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 BRICKELL AVE STE 1270, 1270, MIAMI, FL 33131-2804

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 19, 2022
Property Address	768 E THOMAS ST, LADSON, SC 29485-7234
Document Number	0011320402
Book / Page	1132 / 402
Map Reference	MB DE PG 410
Instrument Date	May 17, 2022
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 BRICKELL AVE STE 1270, 1270, MIAMI, FL 33131-2804

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 3, 2022
Property Address	768 E THOMAS ST, LADSON, SC 29485-7234
Document Number	0011050951
Book / Page	1105 / 951
Map Reference	MB DE PG 410
Instrument Date	May 2, 2022
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 E THOMAS ST, SUMMERVILLE, SC 29485-7234

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 4, 2022
Property Address	768 E THOMAS ST, LADSON, SC 29485-7234
Document Number	0010840793
Book / Page	1084 / 793
Map Reference	MB DE PG 410
Instrument Date	Mar 2, 2022
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 E THOMAS ST, SUMMERVILLE, SC 29485-7234

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 4, 2022
Property Address	768 E THOMAS ST, LADSON, SC 29485-7234
Document Number	0010640709
Book / Page	1064 / 709
Map Reference	MB DE PG 410
Instrument Date	Dec 22, 2021
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 E THOMAS ST, SUMMERVILLE, SC 29485-7234

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Lincolnville Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,455.00 (-69.71%)
2024	$11,408.00 (+735.75%)	$38,400 (+500.94%)
2022	$1,365.00	$6,390	$352,400 (-44.94%) Land $268,500 Building $83,900
2020			$640,000 Land $500,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Home Telecom, Verizon, Xfinity.

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