736 E Thomas St, Summerville, SC 29485 Property Records

Charleston County property record for 736 E Thomas St, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,398 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`385-02-00-096`

Property Details

APN / Parcel Number

Primary APN	`385-02-00-096`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,398 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached

Location & Zoning

Street Address	736 E THOMAS ST
City	SUMMERVILLE
State	SC
Zip	29485-7234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -TRACT A
Legal Tract	A
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	2
Census Block	2014
Census Tract	3106

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	736 E THOMAS ST, SUMMERVILLE, SC 29485-7234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Mar 19, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	736 E THOMAS ST, SUMMERVILLE, SC 29485-7234
Document Number	0898/0067
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 E THOMAS ST SUMMERVILLE SC 294857234, SUMMERVILLE, SC 29485-7234

Mortgage

Document Number	0898/0067
Date	Jul 16, 2020
Book Page	000898/000067

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	736 E THOMAS ST, SUMMERVILLE, SC 29485-7234
Document Number	0786/0737
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	736 E THOMAS ST SUMMERVILLE SC 294857234, SUMMERVILLE, SC 29485-7234

Mortgage

Document Number	0786/0737
Date	Apr 1, 2019
Book Page	000786/000737

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Lincolnville Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,203.00 (+10.81%)	$402,500 (+2,775%) Land $80,500 Building $322,000	$558,800 (+59.66%) Land $126,800 Building $432,000
2024	$1,988.00 (+5.46%)	$14,000 (-)
2022	$1,885.00	$14,000	$350,000 (-) Land $70,000 Building $280,000
2020			$350,000 Land $70,000 Building $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Home Telecom, Verizon, Xfinity.

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