Pinellas County property record for 698 Crystal Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,677 sqft · built 1986 |
| Lot Size | 0.15 acres (6,547 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Jan 2026) |
| Tax Bill | $2,289 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-740-9715-5 |
| Primary APN | C62-000-740-9715-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,677 sqft Living Area |
| Gross Area | 2,438 sqft |
| 1st Floor Area | 1,677 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,547 sqft (0.15 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 180 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R381819 |
|---|---|
| Street Address | 698 CRYSTAL DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | CRYSTAL BEACH ESTATES LOT 63 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | CRYSTAL BEACH ESTATES |
| Legal Tract | 19870 |
| Legal Lot Number | 63 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 27206 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6945 N KENTON AVE, LINCOLNWOOD, IL 60712-2429 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jan 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Oct 22, 2025 | Warranty Deed, Transfer · Balloon Mortgage JEAN BAIO |
| Feb 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2026 · Amount on Record |
| Deed Sale | Jan 7, 2026 · Amount on Record |
| Prior Sale | Oct 22, 2025 · Amount on Record |
| Deed Document Number | 20263658 |
| Deed Book / Page | 23414 / 625 |
| Prior Transfer Date | Sep 15, 2008 |
| Prior Transfer Doc | 0163920897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 7, 2026 |
| Property Address | 698 CRYSTAL DR, PALM HARBOR, FL 34683-2605 |
| Document Number | 0234140625 |
| Book / Page | 23414 / 625 |
| Map Reference | MB 92 PG 42&43 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026003658 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | FRONTIER TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8348 LITTLE RD, NEW PORT RICHEY, FL 34654-4919 |
| Name | Verified Name |
|---|---|
| Address | 6945 N KENTON AVE, LINCOLNWOOD, IL 60712-2429 |
| Document Number | 0023414627 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 23414/627 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 22, 2025 |
| Property Address | 698 CRYSTAL DR, PALM HARBOR, FL 34683-2605 |
| Document Number | 0233352347 |
| Book / Page | 23335 / 2347 |
| Map Reference | MB 92 PG 42&43 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025300839 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FRONTIER TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3275 HAVILAND CT APT 104, 104, PALM HARBOR, FL 34684-1888 |
| Name | Verified Name |
|---|---|
| Address | 8348 LITTLE RD # 308, NEW PORT RICHEY, FL 34654-4919 |
| Document Number | 0233352349 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 23335/2349 |
| Name | JEAN BAIO |
|---|---|
| Type | Private Party |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Jan 17, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 17, 2017 |
| Property Address | 698 CRYSTAL DR, PALM HARBOR, FL 34683-2605 |
| Document Number | 0195232250 |
| Book / Page | 019523 / 002250 |
| Instrument Date | Mar 15, 2016 |
| Instrument | 53041 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 698 CRYSTAL DR PALM HARBOR FL 346832605, PALM HARBOR, FL 34683-2605 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,289.00 (+6.42%) | $163,459 (+2.9%) | $368,286 (+4.35%) Land $113,539 Building $254,747 |
| 2024 | $2,151.00 (+2.23%) Homeowner's exemption Widower's exemption | $158,852 (+3%) | $352,933 (+7.63%) Land $130,288 Building $222,645 |
| 2023 | $2,104.00 (-0.33%) Homeowner's exemption Widower's exemption | $154,225 (+3%) | $327,905 (+15.87%) Land $150,562 Building $177,343 |
| 2022 | $2,111.00 Homeowner's exemption Widower's exemption | $149,733 | $283,005 Land $146,677 Building $136,328 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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