768 Cobblestone Ln, Eureka Springs, AR 72631 Property Records

Carroll County property record for 768 Cobblestone Ln, Eureka Springs, AR 72631

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,320 sqft · built 2002
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,515,000 (Apr 2025)
Tax Bill	$11,936 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`423-00034-000`

Property Details

APN / Parcel Number

Primary APN	`423-00034-000`
Alternative APNs	`110837.0` `17328`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Upper Floors Area	1,904 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	120 sqft
Driveway	Concrete Driveway
Driveway Area	80 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,244 sqft
Patio Area	531 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	768 COBBLESTONE LN
City	EUREKA SPRINGS
State	AR
Zip	72631-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 EMERALD
Legal Range	27
Legal Township	20
Legal Section	30
Legal Subdivision	POINT MIRAGE
Legal Lot Number	5
Jurisdiction	CARROLL AR
Township / Civil Division	PACKARD SPRINGS
Census Block Group	1
Census Block	1053
Census Tract	950201

Owner

Source: Carroll County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	152 E VAN BUREN, EUREKA SPRINGS, AR 72632-8800
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN EQUITY BANK
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST NATIONAL BANK
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit LUMINATE BANK
Apr 21, 2025	Warranty Deed, Construction Loan · Construction Mortgage CHAMBERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Mar 2, 2010 · Amount on Record
Deed Document Number	20252187
Deed Book / Page	2025 / 2187
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	768 COBBLESTONE LN, EUREKA SPRINGS, AR 72631-8854
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/0024
Date	Jan 3, 2020
Book Page	2020/0024

Lender

Name	AMERICAN EQUITY BANK
Type	Bank
Address	WICHITA, KS 67207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	10.7%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	768 COBBLESTONE LN, EUREKA SPRINGS, AR 72631-8854
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1086
Date	Feb 8, 2022
Book Page	2022/1086

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank
Address	STORM LAKE, IA 50588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	768 COBBLESTONE LN, EUREKA SPRINGS, AR 72631-8854
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/3446
Date	Apr 15, 2022
Book Page	2022/3446

Lender

Name	LUMINATE BANK
Type	Bank
Address	EUREKA SPRINGS, AR 72632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CARROLL AR
Recording Date	Apr 21, 2025
Property Address	768 COBBLESTONE LN, EUREKA SPRINGS, AR 72631-8854
Document Number	2025R00002187
Map Reference	CAB C SL 397
Instrument Date	Apr 17, 2025
Instrument	2025R-00002187
Transaction Type	Construction Loan
Record Updated	Jan 20, 2026
Title Company	KINGS RIVER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,999.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 LOSURE ST, SAC CITY, IA 50583-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 E VAN BUREN, EUREKA SPRINGS, AR 72632-8800

Mortgage

Document Number	2025R00002188
Date	Apr 21, 2025
Instrument	2025R-00002188

Lender

Name	CHAMBERS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Carroll County
Unified School District	Eureka Springs School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,000 (-) Land $60,000 Building $243,000	$1,515,000 (-) Land $300,000 Building $1,215,000
2025	$11,936.00 (+17.34%)	$303,000 (+34.31%) Land $60,000 Building $243,000	$1,515,000 (+34.31%) Land $300,000 Building $1,215,000
2023	$10,172.00	$225,600 Land $36,000 Building $189,600	$1,128,000 Land $180,000 Building $948,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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