545 Cobblestone Ln, Eureka Springs, AR 72631 Property Records

Carroll County property record for 545 Cobblestone Ln, Eureka Springs, AR 72631

Property Summary

Property Type	Rural Home
Details	3 ba · 3,312 sqft · built 2022
Lot Size	15.9 acres (692,604 sqft)
Owner	Company Name on Record
Tax Bill	$7,999 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`423-00047-000`

Property Details

APN / Parcel Number

Primary APN	`423-00047-000`
Alternative APNs	`001-09214-000` `130283.0` `17338` `31371`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	3,312 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	1,656 sqft
Unfinished Basement	1,656 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Concrete
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	692,604 sqft (15.9 acres)
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	264 sqft

Exterior Amenities

Porch	Slab
Deck Area	45 sqft
Patio Area	560 sqft
Utility Building	1,750 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	545 COBBLESTONE LN
City	EUREKA SPRINGS
State	AR
Zip	72631-8900
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NW NW RESTRICTED LAND PERM8750172600IT # 1310 2 OF 2
Legal Range	27
Legal Township	20
Legal Section	29
Legal Subdivision	POINT MIRAGE TRACTS
Legal Tract	1
Jurisdiction	CARROLL AR
Township / Civil Division	PACKARD SPRINGS
Census Block Group	1
Census Block	1053
Census Tract	950201

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	545 COBBLESTONE LN, EUREKA SPRINGS, AR 72631-8900
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 1, 2021	Deed of Trust, Mortgage · Line of Credit CS BANK
Dec 28, 2020	Warranty Deed, Transfer KINGS RIVER TITLE, KINGS RIVER TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	545 COBBLESTONE LN, EUREKA SPRINGS, AR 72631-8900
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/3539
Date	Apr 20, 2022
Book Page	2022/3539

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	545 COBBLESTONE LN, EUREKA SPRINGS, AR 72631-8900
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 787, EUREKA SPRINGS, AR 72632-0787

Mortgage

Document Number	MWEST2021/5447
Date	Jun 1, 2021
Book Page	MWEST2021/5447

Lender

Name	CS BANK
Type	Bank
Address	EUREKA SPRINGS, AR 72632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	May 27, 2022

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL AR
Recording Date	Dec 28, 2020
Property Address	545 COBBLESTONE LN, EUREKA SPRINGS, AR 72631-8900
Document Number	DWEST2020/4312
Book / Page	DWEST2020 / 4312
Map Reference	CAB C SL 397
Instrument Date	Dec 18, 2020
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	KINGS RIVER TITLE, KINGS RIVER TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,798.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 WATER MARK WAY, THE WOODLANDS, TX 77381-6618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 787, EUREKA SPRINGS, AR 72632-0787

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Carroll County
Unified School District	Eureka Springs School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,990 (-2.68%) Land $43,330 Building $130,660	$869,950 (-2.68%) Land $216,650 Building $653,300
2025	$7,999.00 (+2.16%) Homeowner's exemption	$178,790 (+9.82%) Land $49,330 Building $129,460	$893,950 (+9.82%) Land $246,650 Building $647,300
2023	$7,830.00	$162,800 Land $72,000 Building $90,800	$814,000 Land $360,000 Building $454,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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