7675 Duval St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7675 Duval St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,002 sqft · built 2002
Lot Size	1 acres (43,821 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jun 2019)
Tax Bill	$286 (2024)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-21800-0190`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-21800-0190`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,002 sqft Heated Area
Gross Area	4,513 sqft
1st Floor Area	4,024 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	43,821 sqft (1 acres)
Garage Type	Mixed
Garage Area	1,022 sqft
Carport	Carport
Carport Area	1 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	345 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S261920218000190
Street Address	7675 DUVAL ST
City	NAVARRE
State	FL
Zip	32566-7871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 19 BLK 218 AS DES IN OR 3834 PG 2077
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	BY THE SEA
Legal Block	218
Legal Lot Number	19
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2006
Census Tract	10822

Owner

Source: Santa Rosa County assessment roll, as of July 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7675 DUVAL ST, NAVARRE, FL 32566-7871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · VA Mortgage OCEANSIDE MORTGAGE CO
Mar 2, 2020	Deed of Trust, Mortgage · VA Mortgage OCEANSIDE MORTGAGE CO
Jun 3, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Jul 13, 2012 · Amount on Record
Deed Document Number	201922865
Deed Book / Page	3834 / 2077
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7675 DUVAL ST, NAVARRE, FL 32566-7871
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7675 DUVAL ST, NAVARRE, FL 32566-7871

Mortgage

Document Number	0041141062
Date	May 6, 2021
Book Page	4114/1062
Instrument	202130178

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7675 DUVAL ST, NAVARRE, FL 32566-7871
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039241077
Date	Mar 2, 2020
Book Page	3924/1077
Instrument	202010167

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 3, 2019
Property Address	7675 DUVAL ST, NAVARRE, FL 32566-7871
Document Number	0038342077
Book / Page	003834 / 002077
Instrument Date	May 28, 2019
Instrument	22865
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7675 DUVAL ST NAVARRE FL 325667871, NAVARRE, FL 32566-7871

Mortgage

Document Number	38350001
Date	Jun 3, 2019
Book Page	003835/000001
Instrument	22866

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$286.00 (+7.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$477,246 (+6.46%)	$497,349 (+6.5%) Land $75,000 Building $422,349
2023	$266.00 (-94.56%) Homeowner's exemption	$448,297 (+3%)	$467,002 (+7.3%) Land $65,000 Building $402,002
2022	$4,889.00 Homeowner's exemption	$435,240	$435,240 Land $50,000 Building $385,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 199 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50

May also be available: LiveOak Fiber.

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