7670 Duval St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7670 Duval St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,921 sqft · built 2014
Lot Size	0.582 acres (25,395 sqft)
Owner	Individual Name on Record
Last Sale	$49,000 (May 2005)
Tax Bill	$2,130 (2024)
Deeds & Mortgages	Jun 2018 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1921-02500-0200`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1921-02500-0200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,921 sqft Heated Area
Gross Area	2,419 sqft
1st Floor Area	2,321 sqft
Upper Floors Area	265 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2014
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	25,395 sqft (0.582 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S261921025000200
Street Address	7670 DUVAL ST
City	NAVARRE
State	FL
Zip	32566-7872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA 2ND CORR & AMENDED LOT 20 BLK 25 AS DES IN OR 2445 PG 916
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	BY THE SEA
Legal Block	25
Legal Lot Number	20
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2006
Census Tract	10822

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7670 DUVAL ST, NAVARRE, FL 32566-7872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 15, 2020	Deed of Trust, Mortgage · VA Mortgage LADERA LENDING INC
Sep 23, 2019	Deed of Trust, Mortgage · VA Mortgage LADERA LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2005 · Amount on Record
Deed Sale	May 11, 2005 · Amount on Record
Prior Sale	Jan 5, 2005 · Amount on Record
Deed Document Number	200530371
Deed Book / Page	2445 / 0916
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7670 DUVAL ST, NAVARRE, FL 32566-7872
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037430826
Date	Jun 29, 2018
Book Page	3743/0826
Instrument	201827811

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7670 DUVAL ST, NAVARRE, FL 32566-7872
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7670 DUVAL ST, NAVARRE, FL 32566-7872

Mortgage

Document Number	0040141670
Date	Oct 15, 2020
Book Page	4014/1670
Instrument	202053296

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7670 DUVAL ST, NAVARRE, FL 32566-7872
Document Number	0039090862
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7670 DUVAL ST NAVARRE FL 325667872, NAVARRE, FL 32566-7872

Mortgage

Document Number	0039090862
Date	Jan 15, 2020
Book Page	003909/000862
Instrument	2137

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,130.00 (+2.4%) Homeowner's exemption	$211,495 (+3%)	$333,848 (+3.57%) Land $71,250 Building $262,598
2023	$2,080.00 (+2.87%) Homeowner's exemption	$205,335 (+3%)	$322,347 (+8.77%) Land $61,750 Building $260,597
2022	$2,022.00 Homeowner's exemption	$199,354	$296,370 Land $47,500 Building $248,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 199 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: LiveOak Fiber.

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