7674 Spring Branch Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 7674 Spring Branch Rd, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,310 sqft · built 2024
Lot Size	0.55 acres (23,958 sqft)
Owner	Company Name on Record
Last Sale	$423,000 (Nov 2021)
Tax Bill	$4,253 (2026)
Deeds & Mortgages	Oct 2023 Construction Loan May 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`63-04-19-0-000-037`

Property Details

APN / Parcel Number

Primary APN	`63-04-19-0-000-037`
Alternative APNs	`504833` `162972` `25540`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,310 sqft Heated Area
1st Floor Area	2,320 sqft
Upper Floors Area	990 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	240 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	504833
Street Address	7674 SPRING BRANCH RD
City	ELBERTA
State	AL
Zip	36530-5757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100' X 240' COM AT THE NW COR OF SEC 19 RUN TH S 1733.9', TH E 268.7' FOR POB ON E SIDE OF A 50' R/W TH RUN SW ALG SD R/W 100
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	3
Census Block	3011
Census Tract	11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1561 GROVE HILL RD, AUBURN, AL 36830-7544
Owner Type	Company
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK
May 28, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	20211958305
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	7674 SPRING BRANCH RD, ELBERTA, AL 36530-5757
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1561 GROVE HILL RD, AUBURN, AL 36830-7544
Investor	Possibly a Property Investor

Mortgage

Document Number	0002092745
Date	Oct 26, 2023
Instrument	2092745

Lender

Name	RENASANT BANK
Type	Bank
Address	TUPELO, MS 38802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Oct 25, 2054

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	May 28, 2026
Property Address	7674 SPRING BRANCH RD, ELBERTA, AL 36530-5757
Document Number	0002256388
Instrument Date	Jan 23, 2026
Instrument	20262256388
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	1561 GROVE HILL RD, AUBURN, AL 36830-7544
Investor	Possibly a Property Investor

Mortgage

Document Number	0002256388,
Date	May 28, 2026
Instrument	20262256388

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	5.63%
Max Rate	-1%

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,253.00 (+6.97%)
2025	$3,976.00 (+74.39%)	$142,000 (+74.36%) Land $47,080 Building $94,920	$1,419,900 (+248.7%) Land $470,800 Building $949,100
2023	$2,280.00 (-18.66%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$81,440 (-18.67%)	$407,200 (-18.67%) Land $396,800 Building $10,400
2022	$2,803.00 (+8.73%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$100,140	$500,700 Land $378,200 Building $122,500
2021	$2,578.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	189 (1979–2020)
Claims Outside the SFHA	18 of 189
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 70 claims Hurricane Ivan, Sep 2004 · 53 claims Hurricane Georges, Sep 1998 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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