7646 Spring Branch Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 7646 Spring Branch Rd, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,488 sqft · built 1981
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Nov 2024)
Tax Bill	$4,930 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`63-04-19-0-000-031.001`

Property Details

APN / Parcel Number

Primary APN	`63-04-19-0-000-031.001`
Alternative APNs	`210704` `45485`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,488 sqft Heated Area
1st Floor Area	992 sqft
Upper Floors Area	496 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	232 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	696 sqft
Parking Spaces	4 Parking Spaces
Utility Building	128 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	210704
Street Address	7646 SPRING BRANCH RD
City	ELBERTA
State	AL
Zip	36530-5757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	108.4' X 240'(S) IRR BEG AT A PT 1820.9' S & 219.5' E OF THE NW COR OF SEC 19 TO A PT ON E ROW OF RD TH SE 255' TO PERDIDO BA
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	3
Census Block	3011
Census Tract	11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 SONG GROVE BLVD, FAIRHOPE, AL 36532-1915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Jun 1, 2018	Warranty Deed, Transfer · Conventional Mortgage BAY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2024 · Amount on Record
Deed Sale	Nov 13, 2024 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	20242156676
Prior Transfer Date	Apr 2, 2008
Prior Transfer Doc	0001109433
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	7646 SPRING BRANCH RD, ELBERTA, AL 36530-5757
Document Number	0001851634
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7646 SPRING BRANCH RD ELBERTA AL 365305757, ELBERTA, AL 36530-5757

Mortgage

Document Number	0001851634
Date	Aug 20, 2020
Instrument	1851634

Lender

Name	IBERIABANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 19, 2040

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 1, 2018
Property Address	7646 SPRING BRANCH RD, ELBERTA, AL 36530-5757
Document Number	0001699105
Instrument Date	May 25, 2018
Instrument	1699105
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$42.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7710 SPRING BRANCH RD, 7710, ELBERTA, AL 36530-5758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 18TH ST S, BIRMINGHAM, AL 35209-2510

Mortgage

Document Number	0001699106
Date	Jun 1, 2018
Instrument	1699106

Lender

Name	BAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,930.00 (+128.45%) Homeowner's exemption
2025	$2,158.00 (+15.22%)	$78,700 (+17.64%) Land $47,080 Building $31,620	$786,900 (+17.62%) Land $470,800 Building $316,100
2023	$1,873.00 (+14%)	$66,900 (+14.01%)	$669,000 (+14.03%) Land $396,800 Building $272,200
2022	$1,643.00 (+34.89%)	$58,680	$586,700 Land $378,200 Building $208,500
2021	$1,218.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	189 (1979–2020)
Claims Outside the SFHA	18 of 189
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 70 claims Hurricane Ivan, Sep 2004 · 53 claims Hurricane Georges, Sep 1998 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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