7674 Ridge Chapel Rd, Hanover, MD 21076 Property Records

Anne Arundel County property record for 7674 Ridge Chapel Rd, Hanover, MD 21076

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 4,018 sqft · built 1984
Lot Size	0.346 acres (15,072 sqft)
Owner	2 Individual Names on File
Last Sale	$449,000 (Aug 2018)
Tax Bill	$502 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-406-90037864`

Property Details

APN / Parcel Number

Primary APN	`04-406-90037864`
Alternative APNs	`4-406-90037864` `40690037864`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,018 sqft Gross Area
1st Floor Area	2,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,072 sqft (0.346 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	182 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	40690037864
Street Address	7674 RIDGE CHAPEL RD
City	HANOVER
State	MD
Zip	21076-1556
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R2
Legal Description	LT 71 SC 4 PH 2 HARMANS WOODS
Legal Subdivision	HARMANS WOODS
Legal Phase	2
Legal Block	1
Legal Lot Number	71
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	1
Census Block	1007
Census Tract	740103

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7674 RIDGE CHAPEL RD, HANOVER, MD 21076-1556
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 11, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 23, 2018	Deed, Transfer · VA Mortgage MORTGAGE LINK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2018 · Amount on Record
Deed Sale	Aug 23, 2018 · Amount on Record
Prior Sale	Apr 21, 2008
Deed Book / Page	32419 / 257
Prior Transfer Date	Apr 18, 2008
Prior Transfer Doc	0200810236
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7674 RIDGE CHAPEL RD, HANOVER, MD 21076-1556
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365710264
Date	Apr 16, 2021
Book Page	36571/264

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7674 RIDGE CHAPEL RD, HANOVER, MD 21076-1556
Document Number	0337990048
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	DB TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7674 RIDGE CHAPEL RD HANOVER MD 210761556, HANOVER, MD 21076-1556

Mortgage

Document Number	0337990048
Date	Nov 5, 2019
Book Page	033799/000048

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 23, 2018
Property Address	7674 RIDGE CHAPEL RD, HANOVER, MD 21076-1556
Document Number	0324190257
Book / Page	32419 / 257
Map Reference	MB89 PL8&9
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	HARVEST TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7674 RIDGE CHAPEL RD, HANOVER, MD 21076-1556
Investor	Possibly a Property Investor

Mortgage

Document Number	0032419263
Date	Aug 23, 2018
Instrument	32419/263

Lender

Name	MORTGAGE LINK
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$589,700 (+8.31%) Land $214,900 Building $374,800	$589,700 (-) Land $214,900 Building $374,800
2024	$502.00 (-91.56%)
2023	$5,945.00	$544,433	$589,700 Land $214,900 Building $374,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Ridge Chapel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures