7670 Ridge Chapel Rd, Hanover, MD 21076 Property Records

Anne Arundel County property record for 7670 Ridge Chapel Rd, Hanover, MD 21076

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,804 sqft · built 1984
Lot Size	0.348 acres (15,175 sqft)
Owner	Individual Name on File
Last Sale	$477,000 (Apr 2022)
Tax Bill	$5,096 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2020 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-406-90037826`

Property Details

APN / Parcel Number

Primary APN	`04-406-90037826`
Alternative APNs	`440690037826` `40690037826`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,804 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,175 sqft (0.348 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	40690037826
Street Address	7670 RIDGE CHAPEL RD
City	HANOVER
State	MD
Zip	21076-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 1 SC 4 PH 2 HARMANS WOODS
Legal Subdivision	HARMANS WOODS
Legal Phase	2
Legal Block	1
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	1
Census Block	1000
Census Tract	740103

Owner

7670 Ridge Chapel Rd is owned and occupied by an individual who bought it in April 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7670 RIDGE CHAPEL RD, HANOVER, MD 21076-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Sep 3, 2020	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Mar 10, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER OF HUD
Mar 10, 2018	Deed of Trust, Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Prior Sale	Aug 24, 1984 · Amount on File
Deed Book / Page	38579 / 110
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 8, 2022
Property Address	7670 RIDGE CHAPEL RD, HANOVER, MD 21076-1501
Document Number	0385790110
Book / Page	38579 / 110
Map Reference	MB 89 PL 8&9
Instrument Date	Apr 4, 2022
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	CARTER TITLE LLC, CHARTER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7670 RIDGE CHAPEL RD, HANOVER, MD 21076-1501

Mortgage

Document Number	0038579116
Date	Apr 8, 2022
Instrument	38579/116

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7670 RIDGE CHAPEL RD, HANOVER, MD 21076-1501
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	REAL ESTATE SETMNT & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7670 RIDGE CHAPEL RD, HANOVER, MD 21076-1501

Mortgage

Document Number	0351610329
Date	Sep 3, 2020
Book Page	35161/329

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	818 Months
Due	Nov 1, 2088

Interest

Rate Type	Adjustable Rate
Rate	2.81%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7670 RIDGE CHAPEL RD, HANOVER, MD 21076-1501
Document Number	0351610353
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	REAL ESTATE SETTLEMENTS ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7670 RIDGE CHAPEL RD HANOVER MD 210761501, HANOVER, MD 21076-1501

Mortgage

Document Number	0351610353
Date	Sep 3, 2020
Book Page	035161/000353

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	816 Months
Due	Sep 2, 2088

Interest

Rate Type	Adjustable Rate
Rate	2.81%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7670 RIDGE CHAPEL RD, HANOVER, MD 21076-1501
Document Number	0319320175
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7670 RIDGE CHAPEL RD HANOVER MD 210761501, HANOVER, MD 21076-1501

Mortgage

Document Number	0319320175
Date	Mar 19, 2018
Book Page	031932/000175

Lender

Name	COMMISSIONER OF HUD
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	840 Months
Due	Mar 18, 2088

Interest

Rate Type	Adjustable Rate
Rate	5.17%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7670 RIDGE CHAPEL RD, HANOVER, MD 21076-1501
Document Number	0319320158
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7670 RIDGE CHAPEL RD HANOVER MD 210761501, HANOVER, MD 21076-1501

Mortgage

Document Number	0319320158
Date	Mar 19, 2018
Book Page	031932/000158

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Amount	Amount on Record
Term	840 Months
Due	Mar 18, 2088

Tax Assessment & Valuation

The 2025 property tax bill for 7670 Ridge Chapel Rd was $5,096.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,633	$482,300 Land $258,500 Building $223,800
2025	$5,096.00
2023	$4,188.00	$383,533	$419,800 Land $215,100 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7670 Ridge Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7670 Ridge Chapel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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