7670 Modica St, Clermont, FL 34714 Property Records

Lake County property record for 7670 Modica St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,924 sqft · built 2023
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Mar 2026)
Tax Bill	$7,045 (2024)
Deeds & Mortgages	Dec 2024 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-23-26-0012-000-32600`

Property Details

APN / Parcel Number

Primary APN	`28-23-26-0012-000-32600`
Alternative APNs	`262328001200032600` `3931270`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,924 sqft Living Area
Gross Area	3,574 sqft
1st Floor Area	1,124 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	650 sqft
Porch	Finished/Open Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3931270
Street Address	7670 MODICA ST
City	CLERMONT
State	FL
Zip	34714-9170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW PHASE 3 PB 77 PG 48-51 LOT 326 ORB 6267 PG 556
Legal Subdivision	RIDGEVIEW PHASE 3
Legal Tract	9
Legal Lot Number	326
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2011
Census Tract	31314

Owner

Source: Lake County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7670 MODICA ST, CLERMONT, FL 34714-9170
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2024	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Mar 18, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 8, 2024	Special Warranty Deed, Transfer · VA Mortgage NFM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2026 · Amount on File
Deed Sale	Mar 18, 2026 · Amount on File
Prior Sale	Jan 8, 2024 · Amount on File
Deed Document Number	202632832
Deed Book / Page	6702 / 469
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	7670 MODICA ST, CLERMONT, FL 34714-9170
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7670 MODICA ST, CLERMONT, FL 34714-9170

Mortgage

Document Number	0064431143
Date	Dec 10, 2024
Book Page	6443/1143
Instrument	2024143740

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 18, 2026
Property Address	7670 MODICA ST, CLERMONT, FL 34714-9170
Document Number	0067020469
Book / Page	6702 / 469
Map Reference	MB 77 PG 48-51
Instrument Date	Mar 13, 2026
Instrument	2026032832
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 GO AROUND LOOP, CODY, WY 82414-9762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7670 MODICA ST, CLERMONT, FL 34714-9170

Mortgage

Document Number	0006702471
Date	Mar 18, 2026
Instrument	6702/471

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 8, 2024
Property Address	7670 MODICA ST, CLERMONT, FL 34714-9170
Document Number	0062670556
Book / Page	6267 / 556
Map Reference	MB 77 PG 48
Instrument Date	Dec 22, 2023
Instrument	2024002291
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,427.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7670 MODICA ST, CLERMONT, FL 34714-9170

Mortgage

Document Number	0006267558
Date	Jan 8, 2024
Instrument	6267/558

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,545 (-) Land $115,000 Building $382,545	$497,545 (-) Land $115,000 Building $382,545
2025		$497,545 (-21.33%) Land $115,000 Building $382,545	$497,545 (-21.33%) Land $115,000 Building $382,545
2024	$7,045.00	$632,459
			$632,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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