Osceola County property record for 767 Chamberlin Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,045 sqft · built 2003 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Feb 2023) |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 84825 |
| Primary APN | 84825 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,045 sqft Heated Area |
| Gross Area | 2,994 sqft |
| 1st Floor Area | 2,045 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Finished |
| Garage Area | 606 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 375 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 343 sqft |
| Deck Area | 483 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 84825 |
|---|---|
| Street Address | 767 CHAMBERLIN TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PB 13 PG 93-95 LOT 42 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES |
| Legal Tract | 28 |
| Legal Block | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 43303 |
Source: Osceola County records · APN 84825
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 767 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2023 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 23, 2017 | Warranty Deed, Transfer · FHA Mortgage TOTAL MORTAGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2023 · Amount on Record |
| Deed Sale | Feb 13, 2023 · Amount on Record |
| Prior Sale | Jun 23, 2017 · Amount on Record |
| Deed Document Number | 2023017531 |
| Deed Book / Page | 6357 / 1869 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 13, 2023 |
| Property Address | 767 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7396 |
| Document Number | 0063571869 |
| Book / Page | 6357 / 1869 |
| Map Reference | MB 13 PG 93-95 |
| Instrument Date | Feb 07, 2023 |
| Instrument | 2023017531 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2023 |
| Title Company | NOT AVAILABLE, PERLAND T&E SERVICES CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,255.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 CAMELLIA DR, SATSUMA, FL 32189-2806 |
| Name | Verified Name |
|---|---|
| Address | B76 CALLE POPPY, SAN JUNAN XX 926 |
| Document Number | 0063571871 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 6357/1871 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 767 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7396 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0058582725 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 5858/2725 |
| Instrument | 2020175524 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 23, 2017 |
| Property Address | 767 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7396 |
| Document Number | 0051682877 |
| Book / Page | 5168 / 2877 |
| Map Reference | MB13 PG93-95 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 2017092058 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | INFINITY TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,966.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 767 CHAMBERLIN TRL, 767, SAINT CLOUD, FL 34772-7396 |
| Name | Verified Name |
|---|---|
| Address | 767 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7396 |
| Document Number | 0051682878 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 5168/2878 |
| Name | TOTAL MORTAGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 (-99.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $369,500 (+55.95%) Land $78,000 Building $291,500 | $369,500 (-3.98%) Land $78,000 Building $291,500 |
| 2023 | $3,508.00 (+3.6%) Homeowner's exemption | $236,935 (+3%) | $384,800 (+23.33%) Land $60,000 Building $324,800 |
| 2022 | $3,386.00 Homeowner's exemption | $230,034 | $312,000 Land $55,000 Building $257,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 133 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, river or lake flooding, Hurricane Irma |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property
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