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760 Chamberlin Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 760 Chamberlin Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,966 sqft · built 2003
Lot Size0.226 acres (9,845 sqft)
OwnerIndividual Name on File
Last Sale$491,000 (Apr 2022)
Tax Bill$5,849 (2025)
Deeds & MortgagesApr 2022 Sale
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN84828

Property Details

APN / Parcel Number

Primary APN84828
Alternative APN
  • 142630002800010450

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,966 sqft Heated Area
Gross Area3,889 sqft
1st Floor Area2,450 sqft
Upper Floors Area516 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,845 sqft (0.226 acres)
Garage TypeFinished
Garage Area620 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area336 sqft
PorchOpen Porch
Porch Area303 sqft
Deck Area464 sqft
Patio Area240 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number84828
Street Address760 CHAMBERLIN TRL
CitySAINT CLOUD
StateFL
Zip34772-7397
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PB 13 PG 93-95 LOT 45
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES
Legal Tract28
Legal Block1
Legal Lot Number45
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1017
Census Tract43303

Owner

Source: Osceola County records · APN 84828

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address760 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7397
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2022Warranty Deed, Transfer
OLIVER TITLE LAW
Nov 06, 2017Deed of Trust, Mortgage · Conventional Mortgage
FRANKLIN AMERICAN MORTGAGE CO
May 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2022 · Amount on Record
Deed SaleApr 01, 2022 · Amount on Record
Prior SaleMar 23, 2010 · Amount on Record
Deed Document Number2022052167
Deed Book / Page6184 / 2871
Record UpdatedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 01, 2022
Property Address760 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7397
Document Number0061842871
Book / Page6184 / 2871
Map ReferenceMB 13 PG 93
Instrument DateMar 31, 2022
Instrument2022052167
Transaction TypeTransfer
Record UpdatedApr 13, 2022
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount Recorded
Tax$3,437.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3314 CAT BRIER TRL, 3314, HARMONY, FL 34773-6028

Transferred To (Grantee/Buyer)

NameVerified Name
Address760 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7397

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address760 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7397
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052351000
DateNov 06, 2017
Book Page5235/1000
Instrument2017158704
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
AddressPITTSBURGH, PA 15220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address760 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7397
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057221162
DateMay 14, 2020
Book Page5722/1162
Instrument2020064216
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,849.00 (+5.92%) Homeowner's exemption$369,688 (+5.99%)$432,300 (-3.18%) Land $78,000 Building $354,300
2023$5,522.00 Homeowner's exemption$348,806$446,500 Land $60,000 Building $386,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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