76638 Co Rd 378, Covert, MI 49043 Property Records

Van Buren County property record for 76638 Co Rd 378, Covert, MI 49043

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$34,900 (Nov 2019)
Tax Bill	$1,251 (2025)
Deeds & Mortgages	Sep 2025 Construction Loan Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80-07-009-010-20`

Property Details

APN / Parcel Number

Primary APN	`80-07-009-010-20`

Exterior

Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	76638 COUNTY ROAD 378
City	COVERT
State	MI
Zip	49043-9718
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	LD-2
Legal Description	138-B 9-2-17 918-212 933-120 1057-320 1058-12 1449-549 W 10 ACRES OF E 1/2 OF SW 1/4 OF SE 1/4 OF SEC. *** SPLIT ON 5 OCTOBER
Jurisdiction	VAN BUREN MI
Township / Civil Division	COVERT
Census Block Group	1
Census Block	1044
Census Tract	10600

Owner

Source: Van Buren County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	21119 M 140, SOUTH HAVEN, MI 49090-8955
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Nov 18, 2019	Warranty Deed, Transfer · ARM LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Prior Sale	Nov 4, 2005 · Amount on Record
Deed Book / Page	1692 / 255
Last Transfer Date	Nov 22, 2024
Transfer Doc	001772/570
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	76638 COUNTY ROAD 378, COVERT, MI 49043-9718
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21119 M 140, SOUTH HAVEN, MI 49090-8955
Investor	Possibly a Property Investor

Mortgage

Document Number	0001783/99
Date	Sep 4, 2025
Book Page	1783/99

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Sep 1, 2056

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Nov 18, 2019
Property Address	76638 COUNTY ROAD 378, COVERT, MI 49043-9718
Document Number	01692/0255
Book / Page	1692 / 0255
Instrument Date	Nov 8, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76180 COUNTY ROAD 378, 76180, COVERT, MI 49043-9716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21119 M 140, SOUTH HAVEN, MI 49090-8955

Mortgage

Document Number	0001692256
Date	Nov 18, 2019
Instrument	1692/256

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.61%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.61%
Index	1-Year LIBOR
Max Rate	8.61%

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Covert Township
Unified School District	Covert Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,000 (+26.92%)	$66,000 (+26.92%)
2025	$1,251.00 (+2.29%)	$26,000 (+7%)	$52,000 (+7%)
2024	$1,223.00 (-9.74%)
2023		$24,300	$48,600
2020	$1,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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