766 NW 10th Ter, Stuart, FL 34994 Property Records

Martin County property record for 766 NW 10th Ter, Stuart, FL 34994

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,514 sqft · built 1980
Owner	Individual Name on Record
Last Sale	$230,000 (Nov 2022)
Tax Bill	$2,487 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`32-37-41-015-003-0766.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`32-37-41-015-003-0766.0-2-0000`
Alternative APNs	`32-37-41-015-003-07660-2` `8836`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Mansard
Roof Material	Built-Up Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8836
Street Address	766 NW 10TH TER
City	STUART
State	FL
Zip	34994-9563
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GARDEN VILLAS CONDO PHASE I BLDG C UNIT 766
Legal Range	41E
Legal Township	37S
Legal Section	32
Legal Subdivision	GARDEN VILLAS CONDO
Legal Block	2
Legal Lot Number	11
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2014
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	762 NW 10TH TER, STUART, FL 34994-9563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 17, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	20222991184
Deed Book / Page	3347 / 2539
Prior Transfer Date	Nov 23, 2021
Prior Transfer Doc	0032792750
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 28, 2022
Property Address	766 NW 10TH TER, STUART, FL 34994-9563
Document Number	0033472539
Book / Page	3347 / 2539
Map Reference	MB 506 PG 2665
Instrument Date	Nov 18, 2022
Instrument	2991184
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	FIRM TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	766 NW 10TH TER, STUART, FL 34994-9563

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033472542
Date	Nov 28, 2022
Instrument	3347/2542

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Dec 17, 2021
Property Address	766 NW 10TH TER, STUART, FL 34994-9563
Document Number	0032792750
Book / Page	3279 / 2750
Map Reference	MB 506 PG 2665
Instrument Date	Nov 23, 2021
Instrument	2932358
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 NW 10TH TER, STUART, FL 34994-9563

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 1, 2019
Property Address	766 NW 10TH TER, STUART, FL 34994-9563
Document Number	0030681627
Book / Page	003068 / 001627
Instrument Date	Jun 21, 2019
Instrument	2762766
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$912.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 TURNERS FALLS RD TURNERS FALLS MA 013762257, TURNERS FALLS, MA 01376-2257

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,487.00 (-3%) Homeowner's exemption	$199,850 (+4.35%) Building $199,850	$199,850 (+4.35%) Building $199,850
2024	$2,564.00 (+2.15%)
2023	$2,510.00 (+90.73%) Additional exemption filed	$191,520 (+59.5%) Building $191,520	$191,520 (+21.05%) Building $191,520
2022	$1,316.00 Homeowner's exemption	$120,077	$158,210 Building $158,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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