762 NW 10th Ter, Stuart, FL 34994 Property Records

Martin County property record for 762 NW 10th Ter, Stuart, FL 34994

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,514 sqft · built 1980
Owner	2 Individual Names on File
Last Sale	$251,000 (Jul 2024)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Mar 2023 Sale Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`32-37-41-015-003-0762.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`32-37-41-015-003-0762.0-1-0000`
Alternative APNs	`32-37-41-015-003-07620-1` `8834`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Mansard
Roof Material	Built-Up Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8834
Street Address	762 NW 10TH TER
City	STUART
State	FL
Zip	34994-9563
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GARDEN VILLAS CONDO PHASE I BLDG C UNIT 762
Legal Range	41E
Legal Township	37S
Legal Section	32
Legal Subdivision	GARDEN VILLAS CONDO
Legal Block	2
Legal Lot Number	762
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2014
Census Tract	300

Owner

762 NW 10th Ter, a condominium, is owned and occupied by two individuals who acquired it in October 2024.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	762 NW 10TH TER, STUART, FL 34994-9563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC
Nov 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2024 · Amount on File
Deed Sale	Jul 25, 2024 · Amount on File
Prior Sale	Mar 31, 2023 · Amount on File
Deed Document Number	20243083640
Deed Book / Page	3449 / 2731
Last Transfer Date	Oct 17, 2024
Transfer Doc	0034742335
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 31, 2023
Property Address	762 NW 10TH TER, STUART, FL 34994-9563
Document Number	0033670280
Book / Page	3367 / 280
Map Reference	MB 506 PG 2665
Instrument Date	Mar 14, 2023
Instrument	3009165
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	846 NE 54TH TER, COLEMAN, FL 33521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 NW 10TH TER, STUART, FL 34994-9563

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	762 NW 10TH TER, STUART, FL 34994-9563
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 NW 10TH TER, STUART, FL 34994-9563

Mortgage

Document Number	0033042252
Date	Apr 5, 2022
Book Page	3304/2252
Instrument	2952700

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 25, 2020
Property Address	762 NW 10TH TER, STUART, FL 34994-9563
Document Number	0031380900
Book / Page	3138 / 900
Map Reference	MB 506 PG 2665
Instrument Date	Jun 22, 2020
Instrument	2822045
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2243 NW 22ND AVE # 16-10116-101, 2243, STUART, FL 34994-9278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 NW 10TH TER, STUART, FL 34994-9563

Mortgage

Document Number	0003138902
Date	Jun 25, 2020
Instrument	3138/902

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 6, 2017
Property Address	762 NW 10TH TER, STUART, FL 34994-9563
Document Number	0029572532
Book / Page	002957 / 002532
Instrument Date	Oct 31, 2017
Instrument	2663077
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$871.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	762 NW 10TH TER STUART FL 349949563, STUART, FL 34994-9563

Tax Assessment & Valuation

The 2025 property tax bill for 762 NW 10th Ter was $2,802, down 14.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,802.00 (-14.68%)	$219,830 Building $219,830	$219,830 Building $219,830
2024	$3,284.00 (+23.78%)
2023	$2,653.00 (+14.6%)	$141,061 (+1%)	$191,520 (+21.05%) Building $191,520
2022	$2,315.00	$128,238	$158,210 Building $158,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 762 NW 10th Ter in Zone X, an area of moderate flood risk, though there have been 30 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 762 NW 10th Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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