Citrus County property record for 766 E Whitecloud Ln, Hernando, FL 34442 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 2,228 sqft Living Area |
| Lot Size | 45,063 sqft (1.03 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $22,000 (2021) |
| Tax Bill | $5,906.00 (2025) |
Source: Citrus County records · APN 19E-18S-17-0010-000A0-0400
Assessment roll updated December 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 766 E WHITECLOUD LN, HERNANDO, FL 34442-2803 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Apr 17, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DRUMMOND COMMUNITY BANK |
| Apr 05, 2021 | Warranty Deed, Transfer TROPIC TITLE SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 05, 2021 · Amount on Record |
| Deed Sale | Apr 05, 2021 · Amount on Record |
| Deed Doc Number | 202121518 |
| Deed Book / Page | 3150 / 1688 |
| Last Transfer Date | Apr 16, 2026 |
| Transfer Doc | 0036610742 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 17, 2026 |
| Property Address | 766 E WHITECLOUD LN, HERNANDO, FL 34442-2803 |
| Document Number | 0036610742 |
| Book / Page | 3661 / 742 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202622189 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 766 E WHITECLOUD LN, HERNANDO, FL 34442-2803 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 766 E WHITECLOUD LN, HERNANDO, FL 34442-2803 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 321 CHEEVER RD, WENTWORTH, NH 03282-3705 |
| Investor | Possibly a Property Investor |
| Document Number | 0032681982 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 3268/1982 |
| Instrument | 2022022683 |
| Name | DRUMMOND COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CHIEFLAND, FL 32626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Apr 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 05, 2021 |
| Property Address | 766 E WHITECLOUD LN, HERNANDO, FL 34442-2803 |
| Document Number | 0031501688 |
| Book / Page | 3150 / 1688 |
| Map Reference | MB 12 PG 49-60 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 2021021518 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | TROPIC TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $154.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3715 BIGHCROFT CIR, PARKWAY, GA 30092 |
| Name | Verified Name |
|---|---|
| Address | D3 BEACH PLUM LN, BUZZARDS BAY, MA 02532-2276 |
| Investor | Possibly a Property Investor |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,906.00 (+1,276.69%) Homeowner's exemption | $425,539 (+1,170.27%) Land $33,500 Building $392,039 | $425,539 (+1,170.27%) Land $33,500 Building $392,039 |
| 2024 | $429.00 (+1.66%) | $33,500 (+6.35%) Land $33,500 | $33,500 (+6.35%) Land $33,500 |
| 2023 | $422.00 (+25.97%) | $31,500 (+46.51%) Land $31,500 | $31,500 (+46.51%) Land $31,500 |
| 2022 | $335.00 Additional exemption filed | $21,500 Land $21,500 | $21,500 Land $21,500 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-17-0010-000A0-0400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,228 sqft Living Area |
| Gross Area | 2,800 sqft Gross Area |
| 1st Floor | 2,228 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Combination Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 45,063 sqft (1.03 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 572 sqft Garage |
| Patio Area | 496 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 3212756 |
|---|---|
| Street Address | 766 E WHITECLOUD LN |
| City | HERNANDO |
| State | FL |
| Zip | 34442-2803 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ESTATES PB 12 PG 49 LOT 40 BLK A |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 07 |
| Legal Subdivision | FAIRVIEW ESTATES |
| Legal Block | A |
| Legal Lot Number | 40 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 450103 |
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