Lake County property record for 766 E Old Elm Rd, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,581 sqft · built 1965 |
| Lot Size | 0.503 acres (21,902 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $510,000 (Jul 2022) |
| Tax Bill | $10,212 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-215-017 |
| Primary APN | 16-09-215-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,581 sqft Living Area |
| Gross Area | 3,712 sqft |
| 1st Floor Area | 1,581 sqft |
| Basement Area | 1,581 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,902 sqft (0.503 acres) |
| Lot Dimensions | 219 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 295 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 766 E OLD ELM RD |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-4049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET HILLS ESTATES LOT 17 BLOCK 8 |
| Legal Subdivision | SUNSET HILLS ESTATES |
| Legal Block | 8 |
| Legal Lot Number | 17 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 864602 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 766 E OLD ELM RD, LAKE FOREST, IL 60045-4049 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Sep 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Mar 23, 2023 | Intrafamily Transfer, Transfer ATTORNEY |
| Jul 14, 2022 | Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Deed Document Number | 20227919619 |
| Last Transfer Date | Mar 5, 2023 |
| Transfer Doc | 0007964732 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 766 E OLD ELM RD, LAKE FOREST, IL 60045-4049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 766 E OLD ELM RD, LAKE FOREST, IL 60045-4049 |
| Document Number | 0008145049 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 8145049 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.72% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 766 E OLD ELM RD, LAKE FOREST, IL 60045-4049 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|---|
| Address | 766 E OLD ELM RD, LAKE FOREST, IL 60045-4049 |
| Document Number | 0007993383 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 7993383 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Sep 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Sep 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 11.7% |
| Max Rate | 11.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 23, 2023 |
| Property Address | 766 E OLD ELM RD, LAKE FOREST, IL 60045-4049 |
| Document Number | 0007964732 |
| Map Reference | DOC 239464 |
| Instrument Date | Mar 5, 2023 |
| Instrument | 7964732 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 766 E OLD ELM RD, LAKE FOREST, IL 60045-4049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 14, 2022 |
| Property Address | 766 E OLD ELM RD, LAKE FOREST, IL 60045-4049 |
| Document Number | 0007919619 |
| Map Reference | DOC 239464 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 7919619 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 766 E OLD ELM RD, LAKE FOREST, IL 60045-4049 |
| Document Number | 0007919620 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 7919620 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.12% |
| Index | Other |
| Max Rate | 9.12% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197,522 (+14.71%) Land $95,399 Building $102,123 | $592,626 (+14.71%) Land $286,226 Building $306,400 | |
| 2024 | $10,212.00 (+12.96%) | ||
| 2023 | $9,040.00 (+15.63%) | $172,199 (+6.52%) Land $83,169 Building $89,030 | $516,649 (+6.52%) Land $249,532 Building $267,117 |
| 2022 | $7,818.00 | $161,657 Land $85,928 Building $75,729 | $485,020 Land $257,810 Building $227,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1982–2022) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND PARK serves 30,176 people · EPA ID IL0970500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 11 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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