Lake County property record for 688 E Old Elm Rd, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,852 sqft · built 1972 |
| Lot Size | 0.464 acres (20,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $890,000 (Jan 2025) |
| Tax Bill | $12,916 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-215-012 |
| Primary APN | 16-09-215-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,852 sqft Living Area |
| 1st Floor Area | 1,738 sqft |
| 2nd Floor Area | 1,114 sqft |
| Upper Floors Area | 1,114 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,199 sqft (0.464 acres) |
| Lot Dimensions | 202 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 500 sqft |
| Carport | Carport |
| Carport Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 688 E OLD ELM RD |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-4048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET HILLS ESTATES LOT 12 BLOCK 8 |
| Legal Subdivision | SUNSET HILLS ESTATES |
| Legal Block | 8 |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 864602 |
Source: Lake County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 688 E OLD ELM RD, LAKE FOREST, IL 60045-4048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 25, 2023 | Warranty Deed, Transfer · Commercial Mortgage TRUSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2025 · Amount on Record |
| Deed Sale | Jan 30, 2025 · Amount on Record |
| Prior Sale | Jan 25, 2023 · Amount on Record |
| Deed Document Number | 20258081053 |
| Prior Transfer Date | Apr 20, 2015 |
| Prior Transfer Doc | 0007192586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 17, 2026 |
| Property Address | 688 E OLD ELM RD, LAKE FOREST, IL 60045-4048 |
| Document Number | 0008182612 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 20268182612 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 688 E OLD ELM RD, LAKE FOREST, IL 60045-4048 |
| Document Number | 0008182612, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 20268182612 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 25, 2023 |
| Property Address | 688 E OLD ELM RD, LAKE FOREST, IL 60045-4048 |
| Document Number | 0007955551 |
| Map Reference | DOC 239464 |
| Instrument Date | Jan 6, 2023 |
| Instrument | 7955551 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $615.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 688 E OLD ELM RD, LAKE FOREST, IL 60045-4048 |
| Document Number | 0007955552 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 7955552 |
| Name | TRUSTBANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2053 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $227,472 (+22.35%) Land $98,954 Building $128,518 | $682,485 (+22.35%) Land $296,892 Building $385,593 | |
| 2024 | $12,916.00 (+15.07%) | ||
| 2023 | $11,224.00 (+5.72%) | $185,916 (-0.61%) Land $80,877 Building $105,039 | $557,804 (-0.61%) Land $242,655 Building $315,149 |
| 2022 | $10,617.00 | $187,054 Land $85,161 Building $101,893 | $561,219 Land $255,509 Building $305,710 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1982–2022) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND PARK serves 30,176 people · EPA ID IL0970500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 11 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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