Indian River County property record for 766 18th St SW, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,819 sqft · built 2003 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $15,500 (Dec 2000) |
| Tax Bill | $1,617 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-36-00004-0770-00001.0 |
| Primary APN | 33-39-36-00004-0770-00001.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,819 sqft Living Area |
| 1st Floor Area | 1,819 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 13,939 sqft (0.319 acres) |
| Lot Dimensions | 125 ft deep x 110 ft wide |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 848 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 314 sqft |
| Patio Area | 168 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 92195 |
|---|---|
| Street Address | 766 18TH ST SW |
| City | VERO BEACH |
| State | FL |
| Zip | 32962-7008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | VERO BEACH HIGHLANDS UNIT 3 BLK 77 LOT 1 PBI 8-41 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 36 |
| Legal Subdivision | VERO BEACH HIGHLANDS UNIT 3 |
| Legal Block | 77 |
| Legal Lot Number | 1 |
| Legal Unit | 3 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 50608 |
The current owner of 766 18th St SW bought it in December 2000.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 766 18TH ST SW, VERO BEACH, FL 32962-7008 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| Aug 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2000 · Amount on File |
| Deed Sale | Dec 15, 2000 · Amount on File |
| Prior Sale | Jun 30, 2000 · Amount on File |
| Deed Document Number | 0137002812 |
| Deed Book / Page | 01370 / 02812 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 766 18TH ST SW, VERO BEACH, FL 32962-7008 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0038230163 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 3823/163 |
| Instrument | 3120250059603 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 766 18TH ST SW, VERO BEACH, FL 32962-7008 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0032341048 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 3234/1048 |
| Instrument | 3120190051144 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 766 18TH ST SW, VERO BEACH, FL 32962-7008 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 766 18TH ST SW, VERO BEACH, FL 32962-7008 |
| Document Number | 0034770953 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 3477/953 |
| Instrument | 3120210074661 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 766 18TH ST SW, VERO BEACH, FL 32962-7008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031632362 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 3163/2362 |
| Instrument | 3120180069727 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 766 18th St SW was $1,617.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,617.00 | $122,967 | $356,091 Land $65,149 Building $290,942 |
| 2023 | $1,282.00 (+3.39%) | $116,021 (+3%) | $367,371 (+18.05%) Land $65,149 Building $302,222 |
| 2022 | $1,240.00 | $112,642 | $311,197 Land $37,526 Building $273,671 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 766 18th St SW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 63 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 766 18th St SW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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