765 18th St SW, Vero Beach, FL 32962 Property Records

Indian River County property record for 765 18th St SW, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1998
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Nov 2017)
Tax Bill	$2,618 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-36-00004-0760-00022.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-36-00004-0760-00022.0`
Alternative APN	`92194`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	125 ft deep x 110 ft wide
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	765 sqft

Exterior Amenities

Pool Area	420 sqft
Porch	Open Porch
Porch Area	443 sqft
Deck Area	280 sqft
Patio Area	308 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	92194
Street Address	765 18TH ST SW
City	VERO BEACH
State	FL
Zip	32962-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	VERO BEACH HIGHLANDS UNIT 3 BLK 76 LOT 22 PBI 8-41
Legal Range	39
Legal Township	33
Legal Section	36
Legal Subdivision	VERO BEACH HIGHLANDS UNIT 3
Legal Block	76
Legal Lot Number	22
Legal Unit	3
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1038
Census Tract	50608

Owner

765 18th St SW is owned and occupied by an individual who bought it in November 2017.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	765 18TH ST SW, VERO BEACH, FL 32962-7007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Prior Sale	May 11, 2015 · Amount on File
Deed Document Number	3120170064289
Deed Book / Page	3068 / 2315
Record Updated	Jun 8, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 8, 2017
Property Address	765 18TH ST SW, VERO BEACH, FL 32962-7007
Document Number	0030682315
Book / Page	3068 / 2315
Map Reference	MB8 PG41&41A
Instrument Date	Nov 7, 2017
Instrument	3120170064289
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 CURTIS CIR, 115, SEBASTIAN, FL 32958-6290

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 18TH ST SW, VERO BEACH, FL 32962-7007

Mortgage

Document Number	3120170064290
Date	Nov 8, 2017
Instrument	3120170064290

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 765 18th St SW was $2,618.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,618.00	$194,227	$381,146 Land $65,049 Building $316,097
2023	$2,218.00 (+2.92%)	$183,255 (+3%)	$367,337 (+22.52%) Land $65,049 Building $302,288
2022	$2,155.00	$177,918	$299,806 Land $37,468 Building $262,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 765 18th St SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 765 18th St SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250