St. Tammany Parish property record for 76591 Carrol Dr, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 2,113 sqft · built 1994 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $30,000 (Jun 1998) |
| Tax Bill | $1,382 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Sep 2019 Mortgage + 3 more |
| APN | 107-112-9627 |
| Primary APN | 107-112-9627 |
|---|---|
| Alternative APN |
|
| Building Area | 2,113 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Lot Area | 261,360 sqft (6 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 107-112-9627 |
|---|---|
| Street Address | 76591 CARROL DR |
| City | COVINGTON |
| State | LA |
| Zip | 70435-5782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 16 17 NORMAND OAKS SUB PH 1 BEING 6 ACS EA CONT 3 ACS SEC 12 6 10 CB 1541 740 INST NO 902201 CB 1500 811 CB 1543 144 INS |
| Legal Range | 10 |
| Legal Township | 06 |
| Legal Section | 12 |
| Legal Subdivision | NORMAND OAKS |
| Legal Phase | 1 |
| Legal Lot Number | 16 17 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40204 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76591 CARROL DR, COVINGTON, LA 70435-5782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC |
| Oct 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK |
| Mar 9, 2012 | Deed of Trust, Mortgage CAPITAL ONE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 1998 · Amount on Record |
| Deed Sale | Jun 23, 1998 · Amount on Record |
| Deed Document Number | 1101091 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 76591 CARROL DR, COVINGTON, LA 70435-5782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, BAYOU TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002120369 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 2120369 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 76591 CARROL DR, COVINGTON, LA 70435-5782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, BAYOU TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002176286 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2176286 |
| Name | GMFS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 76591 CARROL DR, COVINGTON, LA 70435-5782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, BAYOU TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002230808 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2230808 |
| Name | GMFS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 76591 CARROL DR, COVINGTON, LA 70435-5782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002349528 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 2349528 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 16, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 76591 CARROL DR, COVINGTON, LA 70435-5782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001847446 |
|---|---|
| Date | Mar 9, 2012 |
| Instrument | 1847446 |
| Name | CAPITAL ONE BANK NA |
|---|---|
| Address | PLANO, TX 75025 |
| Amount | Amount Recorded |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,382.00 (-3.76%) Homeowner's exemption | $19,821 (-) Land $3,156 Building $16,665 | $198,206 (-) Land $31,560 Building $166,646 |
| 2024 | $1,436.00 (+8.87%) Homeowner's exemption | $19,821 (+9.71%) Land $3,156 Building $16,665 | $198,206 (+9.71%) Land $31,560 Building $166,646 |
| 2023 | $1,319.00 (+0.08%) Homeowner's exemption | $18,066 (-) Land $3,156 Building $14,910 | $180,660 (+10.39%) Land $31,560 Building $149,100 |
| 2022 | $1,318.00 Homeowner's exemption | $18,066 Land $3,156 Building $14,910 | $163,660 Land $14,560 Building $149,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 308 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 308 in force |
| Nearby Flood Claims | 44 (2005–2024) |
| Claims Outside the SFHA | 16 of 44 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 92% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE RAMSEY private · serves 840 people · EPA ID LA1103139 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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