76495 Carrol Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 76495 Carrol Dr, Covington, LA 70435 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3,611 sqft · built 1994
Owner	Individual Name on File
Last Sale	$357,000 (Jul 2018)
Tax Bill	$4,388 (2025)
Deeds & Mortgages	Jun 2013 Line of Credit May 2023 Mortgage + 3 more
APN	`107-114-6092`

Property Details

APN / Parcel Number

Primary APN	`107-114-6092`
Alternative APN	`28304`

Interior

Building Area	3,611 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-114-6092
Street Address	76495 CARROL DR
City	COVINGTON
State	LA
Zip	70435-5740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 NORMAND OAKS SUB PH 1 INST NO 889137 INST NO 1263346 INST NO 1283931 INST NO 1751932 INST NO 2117092
Legal Subdivision	NORMAND OAKS
Legal Phase	1
Legal Lot Number	21
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2007
Census Tract	40204

Owner

Source: St. Tammany Parish records · APN 107-114-6092

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	76495 CARROL DR, COVINGTON, LA 70435-5740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2013	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
May 02, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK & TRUST
Mar 28, 2008	Deed of Trust, Mortgage · Line of Credit PARISH NATIONAL BANK
Dec 12, 2016	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA PARISHES BANK
Jul 03, 2018	Cash Sale Deed, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2018 · Amount on Record
Deed Sale	Jul 03, 2018 · Amount on Record
Deed Document Number	2117092
Record Updated	Jun 08, 2026

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	76495 CARROL DR, COVINGTON, LA 70435-5740
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001905799
Date	Jun 28, 2013
Instrument	1905799

Lender

Name	WHITNEY BANK
Type	Bank
Address	COVINGTON, LA 70433

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	76495 CARROL DR, COVINGTON, LA 70435-5740
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002370275
Date	May 02, 2023
Instrument	2370275

Lender

Name	FIRST AMERICAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	76495 CARROL DR, COVINGTON, LA 70435-5740
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001674976
Date	Mar 28, 2008
Instrument	1674976

Lender

Name	PARISH NATIONAL BANK
Address	COVINGTON, LA 70433

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	76495 CARROL DR, COVINGTON, LA 70435-5740
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002046612
Date	Dec 12, 2016
Instrument	2046612

Lender

Name	FLORIDA PARISHES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 03, 2018
Property Address	76495 CARROL DR, COVINGTON, LA 70435-5740
Document Number	0002117092
Map Reference	MAP 1159
Instrument Date	Jun 28, 2018
Instrument	2117092
Transaction Type	Transfer
Record Updated	Feb 06, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76495 CARROL DR, COVINGTON, LA 70435-5740
Investor	Possibly a Property Investor

Mortgage

Document Number	0002117096
Date	Jul 03, 2018
Instrument	2117096

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,388.00 (-3.79%)	$39,109 (-) Land $5,700 Building $33,409	$391,092 (-) Land $57,000 Building $334,092
2024	$4,561.00 (+2.96%)	$39,109 (+10.17%) Land $5,700 Building $33,409	$391,092 (+10.17%) Land $57,000 Building $334,092
2023	$4,430.00	$35,499 (-) Land $5,700 Building $29,799	$354,990 (+5.03%) Land $57,000 Building $297,990
2022	$4,430.00	$35,499 Land $5,700 Building $29,799	$337,990 Land $40,000 Building $297,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030402042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 308 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024, rainfall accumulation, Hurricane Francine
Claims By Storm	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 90% of Louisiana
Wildfire Likelihood	About 1 in 356 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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