7659 E Hwy 86, Custer, KY 40115 Property Records

Breckinridge County property record for 7659 E Hwy 86, Custer, KY 40115

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,312 sqft
Lot Size	4.48 acres (195,149 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Oct 2018)
Tax Bill	$909 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`147-39`

Property Details

APN / Parcel Number

Primary APN	`147-39`
Alternative APN	`29741`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,312 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	195,149 sqft (4.48 acres)
Porch	Open Porch
Porch Area	140 sqft
Deck Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Coal

Location & Zoning

Account Number	29741
Street Address	7659 E HIGHWAY 86
City	CUSTER
State	KY
Zip	40115-5216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND & HOUSE & BARN
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	MCDANIELS-HUDSON
Census Block Group	1
Census Block	1026
Census Tract	960501

Owner

Source: Breckinridge County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7659 E HIGHWAY 86, CUSTER, KY 40115-5216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Prior Sale	Sep 3, 2010 · Amount on Record
Deed Document Number	2018005107
Deed Book / Page	414 / 202
Record Updated	Jun 8, 2026

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Oct 2, 2018
Property Address	7659 E HIGHWAY 86, CUSTER, KY 40115-5216
Document Number	000414/202
Book / Page	414 / 202
Instrument Date	Sep 28, 2018
Instrument	2018005107
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	LIMSTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6978 MOONTOWN DR E, APPLING, GA 30802-2403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7659 E HIGHWAY 86, CUSTER, KY 40115-5216

Mortgage

Document Number	2018006108
Date	Oct 2, 2018
Instrument	2018006108

Lender

Name	CENTURY LENDING CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Mortgage

Document Number	000457/109
Date	Oct 2, 2018
Book Page	457/109
Instrument	2018006109

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2028

Tax Assessment & Valuation

Source: Breckinridge County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$909.00 (+2.02%)	$92,000 (-) Land $20,000 Building $72,000	$92,000 (-) Land $20,000 Building $72,000
2023	$891.00 (-0.67%)	$92,000 (-) Land $20,000 Building $72,000	$92,000 (-) Land $20,000 Building $72,000
2022	$897.00	$92,000 Land $20,000 Building $72,000	$92,000 Land $20,000 Building $72,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDINSBURG RO WTP serves 18,437 people · EPA ID KY0140966
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Hwy 86

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