7524 E Hwy 86, Custer, KY 40115 Property Records

Breckinridge County property record for 7524 E Hwy 86, Custer, KY 40115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,054 sqft
Lot Size	6.74 acres (293,594 sqft)
Owner	Company Name on Record
Last Sale	$5,500 (Nov 2023)
Tax Bill	$2,686 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2009 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`147-38A`

Property Details

APN / Parcel Number

Primary APN	`147-38A`
Alternative APN	`33365`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,054 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	293,594 sqft (6.74 acres)
Garage Type	Attached
Garage Area	1,664 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	33365
Street Address	7524 E HIGHWAY 86
City	CUSTER
State	KY
Zip	40115-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND & HOUSE & GARAGE
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	MCDANIELS-HUDSON
Census Block Group	1
Census Block	1028
Census Tract	960501

Owner

Source: Breckinridge County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7524 E HIGHWAY 86, CUSTER, KY 40115-5215
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2019	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Jun 10, 2009	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 31, 2012	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY NEIGHBORHOOD BANK INC
Nov 22, 2021	Deed, Transfer
Oct 21, 2021	Intrafamily Transfer, Transfer
Nov 2, 2018	Intrafamily Transfer, Transfer · VA Mortgage MAGNOLIA BANK
Mar 13, 2017	Deed, Transfer · VA Mortgage FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	2023922219
Deed Book / Page	461 / 743
Prior Transfer Date	Oct 21, 2021
Prior Transfer Doc	2020904939
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	7524 E HIGHWAY 86, CUSTER, KY 40115-5215
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000469/047
Date	Jul 26, 2019
Book Page	469/047
Instrument	2019004085

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	7524 E HIGHWAY 86, CUSTER, KY 40115-5215
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000353/392
Date	Jun 10, 2009
Book Page	353/392
Instrument	2009003312

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	MILFORD, OH 45150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	7524 E HIGHWAY 86, CUSTER, KY 40115-5215
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000391/176
Date	Oct 31, 2012
Book Page	391/176
Instrument	2012006148

Lender

Name	KENTUCKY NEIGHBORHOOD BANK INC
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2027

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Nov 22, 2021
Property Address	7524 E HIGHWAY 86, CUSTER, KY 40115-5215
Document Number	00D443/390
Book / Page	D443 / 390
Instrument Date	Nov 10, 2021
Instrument	2020905497
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1027 BERRY LN, HARDINSBURG, KY 40143-6288

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7524 E HIGHWAY 86, CUSTER, KY 40115-5215

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRECKINRIDGE KY
Recording Date	Oct 21, 2021
Property Address	7524 E HIGHWAY 86, CUSTER, KY 40115-5215
Document Number	000442/329
Book / Page	442 / 329
Instrument Date	Oct 21, 2021
Instrument	2020904939
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7524 E HIGHWAY 86, CUSTER, KY 40115-5215

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRECKINRIDGE KY
Recording Date	Nov 2, 2018
Property Address	7524 E HIGHWAY 86, CUSTER, KY 40115-5215
Document Number	000415/025
Book / Page	415 / 025
Instrument Date	Oct 22, 2018
Instrument	2018005706
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7524 E HIGHWAY 86, CUSTER, KY 40115-5215

Mortgage

Document Number	2018005707
Date	Nov 2, 2018
Instrument	2018005707

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Mar 13, 2017
Property Address	7524 E HIGHWAY 86, CUSTER, KY 40115-5215
Document Number	000401/493
Book / Page	401 / 493
Instrument Date	Mar 9, 2017
Instrument	2017001805
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	COLLIER TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 J B BALL LN, WEBSTER, KY 40176-5055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7524 E HIGHWAY 86, CUSTER, KY 40115-5215

Mortgage

Document Number	2017001806
Date	Mar 13, 2017
Instrument	2017001806

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Breckinridge County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,686.00 (+2.13%)	$280,000 (-) Land $30,000 Building $250,000	$280,000 (-) Land $30,000 Building $250,000
2023	$2,630.00 (-0.68%)	$280,000 (-) Land $30,000 Building $250,000	$280,000 (-) Land $30,000 Building $250,000
2022	$2,648.00	$280,000 Land $30,000 Building $250,000	$280,000 Land $30,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDINSBURG RO WTP serves 18,437 people · EPA ID KY0140966
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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