DeSoto County property record for 7655 Wilco Dr, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,648 sqft · built 1974 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $636 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-07-3-07-01-0-00021-00 |
| Primary APN | 4-07-3-07-01-0-00021-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,648 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Deck Area | 225 sqft |
| Street Address | 7655 WILCO DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILCO ESTATES SD LOT 21 |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 07 |
| Legal Subdivision | WILCO ESTATES SD |
| Legal Lot Number | 21 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 4-07-3-07-01-0-00021-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7655 WILCO DR, HERNANDO, MS 38632-8666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Sep 11, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000003341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 30, 2026 |
| Property Address | 7655 WILCO DR, HERNANDO, MS 38632-8666 |
| Document Number | 5663086020 |
| Book / Page | 5663 / 86020 |
| Instrument Date | Jul 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7655 WILCO DR, HERNANDO, MS 38632-8666 |
| Document Number | 5663086020, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 5663/86020 |
| Name | FIRST HORIZON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 7655 WILCO DR, HERNANDO, MS 38632-8666 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7655 WILCO DR, HERNANDO, MS 38632-8666 |
| Document Number | 5662/93287 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 5662/93287 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $636.00 (-17.3%) | $15,123 (-) Land $3,000 Building $12,123 | $151,228 (-) Land $30,000 Building $121,228 |
| 2023 | $769.00 | $15,123 | $151,228 Land $30,000 Building $121,228 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 51% of the US · above 58% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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