7397 Wilco Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 7397 Wilco Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,361 sqft · built 1978
Lot Size	3.35 acres (146,362 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,448 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4-07-3-07-01-0-00005-00`

Property Details

APN / Parcel Number

Primary APN	`4-07-3-07-01-0-00005-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,361 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	146,362 sqft (3.35 acres)
Pool Area	512 sqft
Patio Area	448 sqft
Utility Building	840 sqft

Location & Zoning

Street Address	7397 WILCO DR
City	HERNANDO
State	MS
Zip	38632-8660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	WILCO ESTATES SD LOT 5
Legal Range	07
Legal Township	04
Legal Section	07
Legal Subdivision	WILCO ESTATES SD
Legal Lot Number	5
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	71123

Owner

Source: DeSoto County records · APN 4-07-3-07-01-0-00005-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	7397 WILCO DR, HERNANDO, MS 38632-8660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000381333
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7397 WILCO DR, HERNANDO, MS 38632-8660
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7397 WILCO DR, HERNANDO, MS 38632-8660

Mortgage

Document Number	5661/28771
Date	Apr 02, 2024
Book Page	5661/28771

Lender

Name	CADENCE BANK NA
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,448.00 (+51.94%)	$20,943 (+68.75%) Land $3,360 Building $17,583	$208,081 (+69.19%) Land $33,600 Building $174,481
2023	$953.00	$12,411	$122,984 Land $33,600 Building $89,384

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 62% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 28 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0170020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BUENA VISTA LAKES private · serves 768 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Also Mapped Here	BELMONT WATER ASSOCIATION
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.